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Introduction No, I do not intend to remind you of kindergarten. After successfully busting some myths this week, I thought we could mellow down a little and start with the basics. This piece discusses about 26 facets of Credit Cards. Without any further delay, let’s get on with it. ABC’s of Credit Cards AlertsRead more about Loan Singh Explains – The ABC’s of Credit Cards And Its Facets[…]
“Money! Money! Money! Must Be Funny, In a Rich Man’s World” – Abba Introduction Money is an important aspect of our lives. We need money to purchase essentials, have a good standard of living, and even build a future. As is the case with personal loan myths, credit card myths and credit bureau myths, personalRead more about 4 Personal Financing Myths Busted By Loan Singh[…]
Introduction After busting some commonly followed personal loans myths and credit card myths, it’s time for some Credit Bureau myths. Understanding credit bureau and its purpose is important. While applying for a personal loan, at a bank or digital lending platform like Loan Singh, your credit bureau report and score will determine if you areRead more about 4 Widely Believed Credit Bureau Myths Busted By Loan Singh[…]
Introduction After successfully busting personal loan myths in one of our earlier pieces, we are prepared to do the same for credit cards. Many of us have never applied for a credit card. This could either be due to the complexity of credit cards and how they work, or it could be dueRead more about 3 CREDIT CARD MYTHS BUSTED BY LOAN SINGH[…]
Introduction A myth is a widely held false idea, or belief, about anything. Some common myths we know of, as misfortune befalling us, are – a black cat crossing our path, not clipping fingernails at night, and never keeping broken glass inside the house. Is a black cat, in any way, related to our life’sRead more about Personal Loan: Busting The 3 Widely Believed Myths[…]
Introduction Millennials, like you and me, are so caught up with our daily professional lives that we tend to ignore our financial priorities. We fail to set up a budget, miss out on loan repayments, miss due-dates of our credit card bill payments and also never bother to check our credit bureau score status. WhatRead more about 4 Ways To Always Make Timely EMI Payments On Your Personal Loan[…]
Introduction We are living in times when identity theft is a common scenario. We hear of instances of someone getting duped due to signature forgery or someone becoming a victim of phishing. Danger lurks everywhere, especially when it comes to financial dealings. Although Loan Singh is a secured digital lending platform, we have to maintainRead more about The Role of Know Your Customer (KYC) in Personal Loans[…]
Introduction With the growth in number of digital avenues for availing products/services, & the Government’s Digital India program, we have showcased acceptance towards the advantages offered by digital transactions. When we say digital transactions, we mean online shopping using credit card or making payments towards ticket booking or making loan EMI repayments. Being a digitalRead more about Understanding the Purpose of Internet Banking & PAN at Loan Singh[…]
Introduction Since December’s Demonetization cleared out all old Rs.500 and Rs.1000 currency notes, a lot emphasis has fallen on digital modes of payment. NEFT, RTGS, e-wallets, online shopping are some examples where digital transactions are carried out extensively. With such a furore surrounding online or web based financial transactions, how could lending stay behind? TheRead more about Loan Singh Eases Out the Process for Availing Online Personal Loans[…]
Introduction Now that all the speculation and hullabaloo about the Goods & Service Tax (aka GST) is finished; Government of India has planned to roll it out from 1st of July. A lot has been written about GST already but despite that there is still a lot of confusion. Some people are confused if GSTRead more about Loan Singh Explains Goods & Service Tax aka GST[…]
Introduction Did you hear about Joe Biden’s niece pleading guilty in a $110,000 Credit Card Fraud? That’s near-about 71 Lakhs in Indian Rupees. We are living in convenient but dangerous times. In payment technology, not only has the ease of carrying out a transaction improved but so has the avenues which can be employed toRead more about 5 Things To Should Know About Credit Card Fraud[…]
Introduction Thanks for being lax with your credit card spends. All your savings, which were earlier kept aside either for a grand vacation or for your dream motorcycle, is being used up to clear the credit card debt. You are definitely not the only one going through this. Not getting sucked into credit cardRead more about 3 Things You Should Know About Credit Card Debt[…]
Introduction Unless you are a spendthrift and just started a salaried career, then you already are facing a financial challenge at hand. You have no money left to pay your loan EMIs and the due date is tomorrow, chances are you will start to experience a bit of financial stress tonight. For some millennials likeRead more about 6 Financial Challenges Faced By Salaried Professionals[…]