Month: January 2018

Credit Bureau Report Errors – What are they? And how to rectify them?
25 Jan
Posted in Editorial 3 comments

Credit Bureau Report Errors – What are they? And how to rectify them?

Introduction A topic of confusion, and discussion alike, a credit bureau report is a month-on-month record of your loan related EMI payments (personal loans, home loans, automobile loans, and overdraft facilities), credit card bill payments, etc. The report can be requested by you or a credit provider (usually when you have applied for a loanRead more about Credit Bureau Report Errors – What are they? And how to rectify them?[…]

Credit Card Closure – How to do it? and 7 Things To Keep In Mind!
24 Jan
Posted in Editorial 2 comments

Credit Card Closure – How to do it? and 7 Things To Keep In Mind!

Introduction Being part of a millennial generation, our spending has slowly enveloped new-age expenses such as Netflix or an Amazon Prime subscription. We love buying new handsets and selling-off the older ones. Catering to such expenses requires us to plan our monthly income in a smarter way. Some of us own more than one creditRead more about Credit Card Closure – How to do it? and 7 Things To Keep In Mind![…]

The Role of Budgeting in Prompt EMI Repayments
22 Jan
Posted in Editorial 8 comments

The Role of Budgeting in Prompt EMI Repayments

Introduction Budgeting is an exercise that can improve your financials. Why is Loan Singh concerned with ‘Budgeting’? It’s because we are a digital lending platform and we provide an online personal loan to salaried individuals based on the assurance of the EMIs being repaid on time. If your application is approved with Loan Singh, thenRead more about The Role of Budgeting in Prompt EMI Repayments[…]

6 Cryptocurrencies Around The World That Are Not Bitcoin
19 Jan
Posted in Editorial 4 comments

6 Cryptocurrencies Around The World That Are Not Bitcoin

Introduction In the last few days, we have seen a deluge of activity regarding Cryptocurrencies. A lot has already been written about it by finance experts and bloggers, alike. Some finance analysts ravel about its emergence; while banks, governments and financial circles are looking over their shoulders, keeping track on its recent developments. Being aRead more about 6 Cryptocurrencies Around The World That Are Not Bitcoin[…]

Credit Card Loan – How is it different from a Personal Loan?
18 Jan
Posted in Editorial 13 comments

Credit Card Loan – How is it different from a Personal Loan?

Introduction A loan is a financial tool that helps salaried individuals to get out of a financial emergency or to spend on a celebratory occasion. This is the impact of credit in our lives. Each month, Loan Singh’s digital lending platform receives thousands of applications from salaried individuals for a personal loan. Gone are theRead more about Credit Card Loan – How is it different from a Personal Loan?[…]

Personal Loan Rejection – Loan Singh Gives You 5 Tips To Avoid One
17 Jan
Posted in Editorial 4 comments

Personal Loan Rejection – Loan Singh Gives You 5 Tips To Avoid One

Introduction 2017 saw the number of applications on Loan Singh sky rocket to an all-time high. Yes! It was that fervent. Although many of you have benefited enormously by getting personal loans, we also have had to reject some loan applications. This was obviously because they would not adhere to our approval criteria. Through thisRead more about Personal Loan Rejection – Loan Singh Gives You 5 Tips To Avoid One[…]

Credit Bureau Report – An Easy To Understand Loan Singh Guide
16 Jan
Posted in Editorial 331 comments

Credit Bureau Report – An Easy To Understand Loan Singh Guide

Introduction It’s been close to 2 years that the Loan Singh Blog started posting 1 article per day. That’s quite efficient considering most finance blogs post an article a week (supposedly). So what can you find in our finance blog? Articles on topics such as Credit Cards, GST, Bitcoin, KYC, Aadhaar, Income Tax (let MarchRead more about Credit Bureau Report – An Easy To Understand Loan Singh Guide[…]

Digital Lending Documentation – Breaking The Offline Shackles
15 Jan
Posted in Editorial 10 comments

Digital Lending Documentation – Breaking The Offline Shackles

Introduction Taking care of documents is a subconscious habit that goes back centuries. Birth certificate, ration card, house/rent document, curriculum vitae, telephone bill (especially during the days of Beetel), electricity bill and election card. We bet every head of the household possessed a folder or punch file with all the originals. As kids growing up,Read more about Digital Lending Documentation – Breaking The Offline Shackles[…]

Credit Score Tips By Loan Singh To Boost Your Loan Approval Chances
12 Jan
Posted in Editorial 29 comments

Credit Score Tips By Loan Singh To Boost Your Loan Approval Chances

Introduction Wow! So you are getting married next week or planning on a honeymoon. That’s so awesome! But do you have the funds or are you mulling over the idea to apply for a personal loan?  Better yet, you can apply for an online personal loan from a digital lending platform such as Loan Singh.Read more about Credit Score Tips By Loan Singh To Boost Your Loan Approval Chances[…]

Credit Card Security – Loan Singh Discusses Its Importance
11 Jan
Posted in Editorial 2 comments

Credit Card Security – Loan Singh Discusses Its Importance

Introduction The emphasis on Credit Card security is amplified by all Credit Card issuers. Credit Cards are tangible financial instruments fuels the audacity of thieves or hackers to gain any sensitive information with regards to it. Despite all the advertisements and marketing campaigns surrounding Credit Card security, we take it for granted. Precautionary tips andRead more about Credit Card Security – Loan Singh Discusses Its Importance[…]

Cryptocurrency – Loan Singh Looks At Its Rise In the Last 5 Years
09 Jan
Posted in Editorial 30 comments

Cryptocurrency – Loan Singh Looks At Its Rise In the Last 5 Years

Introduction We have just stepped into 2018 and there is already a deluge of information and news circulating about Cryptocurrency and Bitcoin. The word Cryptocurrency might sound like an amalgam for ‘Crypto’ and ‘Currency’. Actually, it is exactly so. Cryptocurrency can be called as a Hidden/Secret currency. This is because there is no face toRead more about Cryptocurrency – Loan Singh Looks At Its Rise In the Last 5 Years[…]