Internet Banking offers quick and hassle free transactions but is not without its risks. Keep these tips in mind next time you’re banking online.
A paddock icon on the left hand side of the netbanking URL means the connection is encrypted
Make it a habit to include ‘https’ at the beginning of each URL
A good practice is to logout from a netbanking session thus preventing session hacks. And clear your cache at the end of a session removing traces of sessions from your history.
Use a combination of upper and lower case letters, numbers and symbols to make it unique.
When providing answers to security questions setup by the bank, they don’t have to be genuine.
Keep changing the password at least once in 2 months.
Use antivirus software on your system which prevents attacks from trojans and other malware.
Keep your operating system and other software updated.
Avoid Suspicious Emails
Banks do not send emails asking for login information. If you receive one, call the bank immediately
Don’t click on links inside an email. This could lead you to a website that looks like your banking website but in reality it could be an instance of phishing
And finally, monitor your account regularly so that you are aware of recent expenses or withdrawals.