Prototyze – Staying small to build ventures the best way

Prototyze – Staying small to build ventures the best way

Founded by Gourav Jaswal, Prototyze is a venture builder with 5 startups, over 125 people, incubated; all have bagged funding in the range of $1-6 million from prominent investors,   Digital lending platform Loan Singh recently received its Series A investment from Airtel, and signed agreements with lenders for over Rs1,500 crore of capital to be lent throughRead more about Prototyze – Staying small to build ventures the best way[…]

India Post Payments Bank to start selling Insurance and Mutual Funds

India Post Payments Bank to start selling Insurance and Mutual Funds

  “The India Post Payments Bank will start selling Mutual Funds and Insurance products of other companies by March next year”, said Chief Executive A P Singh. As per RBI norms, Payments banks have to focus on providing basic financial services such as deposits up to 1 lakh along with utility bill payments etc. Source: EconomicRead more about India Post Payments Bank to start selling Insurance and Mutual Funds[…]

An overview of PPI (Prepaid Payment Instruments)

An overview of PPI (Prepaid Payment Instruments)

Prepaid Payment Instruments or PPI are methods which facilitates the purchase of a good or product against the value stored on such instruments (smart cards, magnetic stripe cards, mobile accounts, online wallets etc.) The value stored inside these instruments represents the value paid by the customer which is accessed from the customer’s prepaid account. PPI’sRead more about An overview of PPI (Prepaid Payment Instruments)[…]

Fund Transaction Modes For The Millennial Indian

Fund Transaction Modes For The Millennial Indian

India is transforming into a digitally empowered society making us adapt to a different way of doing monetary transactions. Digital modes of transactions are slowly but surely replacing obsolete modes like Money Orders and Demand Drafts. Listed below are RBI and National Payments Corporation of India (NPCI) approved modes of transaction. These don’t include BitcoinRead more about Fund Transaction Modes For The Millennial Indian[…]

Loan borrower profiles classified, screened and expanded

Loan borrower profiles classified, screened and expanded

People taking loans can be classified based on an array of circumstances, needs and financial security associated with them. The Early Birds Responsible people pay their bills, clear off the rent and purchase monthly supplies. Some set side funds for investment. Sometimes this leaves the salaried individual with lack of funds for emergencies. For suchRead more about Loan borrower profiles classified, screened and expanded[…]

Fintech World expanded and explained within a nutshell

Fintech World expanded and explained within a nutshell

What is Fintech? Fin-Tech or Financial Technology is simply any technological innovation or service based in the financial sector, covering banking, investment, lending, payments, asset management and insurance.   Evolution of Fintech ‘Fintech’ might be a new term to hear for us, but actually Fintechs have always been in the backend of finance and innovation.Read more about Fintech World expanded and explained within a nutshell[…]

Debt-free Millennial – How can you become one wisely

Debt-free Millennial – How can you become one wisely

We millennials have a tendency to get into debts. Lack of discipline in spending more than the income we earn is leading to unwanted debt. Understanding financial boundaries or barriers which, if crossed, can seriously hamper one’s financial credit history or financial standing would help us avoid this situation. Jerry Thomas fought hard to getRead more about Debt-free Millennial – How can you become one wisely[…]

Credit Card Debt – A quick analysis with effects and management

Credit Card Debt – A quick analysis with effects and management

Credit cards have become a byword for quick payments and easy transactions. Although it starts with a level of pedigree and financial power, it can quickly spiral downwards towards an abyss of debt. Thinking of jumping on to the Credit card bandwagon? Keep in mind that, credit card debt affects your credit score and canRead more about Credit Card Debt – A quick analysis with effects and management[…]

15 Steps To That Dream Holiday. Travel Tips For You And Your Family

15 Steps To That Dream Holiday. Travel Tips For You And Your Family

…I can’t wait to get on the road again On the road again Goin’ places that I’ve never been Seein’ things that I may never see again… Willie Nelson’s road tripping number always gets Dharmesh’s feet tapping, not just to the song but to the hopes of taking off on that next adventure. And heRead more about 15 Steps To That Dream Holiday. Travel Tips For You And Your Family[…]