Loan Singh Tips – 11 Things to Buy with a Diwali Personal Loan

online-diwali-personal-loan

Introduction

Diwali is such a popular festival in India that it sometimes becomes a byword for ‘Making the best of the opportunity’. “Bhai! Diwali pe kya de rahe ho?” or “Diwali pe naya TV lete hain, offer bhi hai” or “Let’s buy a new phone this Diwali”. Diwali, not only gives us a chance to start an endeavor, but also the perfect opportunity to gift loved ones. Diwali, as we all know, marks the victory of good over evil. Diwali is famous for sweets, home improvement, home decoration and homage to the Goddess of wealth in the form of money, gold, and gifts. This is the reason why shopping and spending are inevitable during Diwali. Businesses thrive during Diwali and reap rich dividends from sales and marketing, alike. Shopping malls, jewelers, supermarkets, consumer durable outlets and even real estate businesses happen to thrive. Today, we look at 11 things that you can, or should, buy this Diwali. We will also tell you how to get an online Diwali personal loan within 48 hours.

 

How to Get an Online Personal Loan for Diwali

Loan Singh is a digital lending platform that provides Festival loans to salaried individuals who are in need of quick funds to pay for financial emergencies. Diwali may not be a financial emergency but it does involve spending on a substantial scale. One of Loan Singh’s unique offerings is to provide an online personal loan to salaried individuals who have never availed credit before. To cater to the long list of Diwali expenses, it is obvious that you need a source of funds to celebrate the festival in all its pomp and fervor. Personal loans are unsecured loans that are availed to meet these exact fund requirements. As it is an unsecured loan, it does not require any collateral.

Loan Singh looks at your creditworthiness to determine if you can pay the loan EMIs regularly, or not. The idea is to not strain you with credit but to make sure that your salary and savings permit you to avail credit. Your credit report acts like a gauge for Loan Singh. It shows how prompt you have been in your previous credit responsibilities and how trustworthy you are. Loan Singh is perfect because of

No collateral – Having no collateral gives a personal loan an advantage over a secured loan. Even if you do not own any fixed assets, you can at still get funds from Loan Singh.

Multiple purposes – A personal loan can be availed for a number of purposes such as shopping for Diwali, purchasing household appliances, buying a second-hand car, buying electronic gadgets, purchasing gold, holiday travel, home improvement, job relocation, medical expenses, marriage, etc.

 

Application process at Loan Singh

Not only is a personal loan the best alternative for quick funds, Loan Singh’s quick and easy application process also helps you get the funds you need for any financial emergency. The process to get an easy and quick loan with Loan Singh is mentioned below:

Get Started Page – Select ‘PERSONAL LOAN’ from the drop-down for ‘Loan Type’ and enter the loan amount with the desired repayment tenure.

Registration Page – Add your contact number, personal email ID, and corporate email ID

Social Authorization – Connect your Facebook, Google+ and LinkedIn profiles for discounted rates

Profile Page – Fill in your name, gender, father’s name, number of dependents and PAN Details. We use your PAN Card Number to check your Credit Score and as a KYC document.

Address Page – Choose your type of residence; mention your street address, city, state and pin code.

Job Profile Page – Mention your current designation, total work experience, company name, highest qualification, last institution attended and monthly salary.

Financials Page – Upload your latest 6 months bank statement from your computer, your GMail account or from your net-banking account.

Auto Debit Page – Provide permissions to your bank name, account number, and IFSC code so that Loan Singh can auto debit the EMI amount from your account every month. This way you don’t need to set reminders or miss-out on any loan EMI repayments.

 

11 Things You Can Buy with an Online Personal Loan for Diwali

Earlier, Diwali shopping included going from one shop to another buying various things; but now with online shopping stealing the show, we spend almost the same amount (if not more) from the confines of our homes. It is as easy as reading Loan Singh’s Blog or availing a personal loan from Loan Singh’s website. It is advisable to apply for an online personal loan, for Diwali, at least 3-4 days before Diwali; so, that you can plan your funds well. So, without any further wait, let’s look at 11 things you can buy with an online personal loan for Diwali.

Diwali Gifts

A generic category which can include everything from chocolates and jewelry to expensive gadgets and consumer durables. Diwali gifting is as emotion-filled, as it is to fill a gift hamper basket. You can go through online portals to buy the best of gifts for friends, family, neighbors, and parents. Diwali hampers are also quite a trend. Shops and online portals run a range of offers and discounts.

Diwali Clothing

New clothes are a vital component of Diwali. Traditional attire aside, people shop for casual outdoor clothing, semi-formal office wear, and also clothing for parties and celebrations. Diwali is an ideal time to buy clothes for oneself and for others.

Jewelry

Diwali is an auspicious period for shopping for gold and ornaments. Dhanteras acts like a dress rehearsal for gold and silver ornaments and jewelry. It is believed that buying gold symbolizes the blessings Goddess Lakshmi showers upon us. Most women prefer jewelry above clothes. Trendy bindi and different colored mehendis adorn women further.

Gadgets

It is not just the female populace who go bonkers over Diwali, their male counterparts also make a list of gadgets to buy – such as Phones, Play stations, Designer watches, etc.

Home Decoration

Home Decoration includes Rangoli, paintings, puja room, door hangings, pictures of deities and overall painting of the house. Home decoration also includes setting up of a new room altogether. Modular kitchen is a really trendy home improvement task that involves spending large funds. People with their own front yard can upgrade it to a lawn and get added equipment – such as rake and a lawnmower. Curtains, drapes, table mats and rugs are key items when celebrating Diwali.

Diwali Feast

During Diwali, people visit each other’s friends and relatives to share gifts and be part of each other’s merriment. The Diwali feast includes a lavish buffet of delicious dishes. Sometimes, people also order food from swanky restaurants or caterers, and celebrate Diwali lighting diyas and gorging on good food.

Diwali Sweets

A Diwali wish-list is incomplete without sweets. Sweets are offered not only during the puja but also as a shareable gift box. It is advisable to buy sweets from reputed sweet marts to avoid any adulteration.

Decorative Lamps

Electric lighting is quintessential during Diwali. Diyas will always remain the traditional style of lamp lighting but for bigger entities like shops, malls, bungalows, etc. electric lighting is a must to celebrate Diwali. Sometimes, various decorators are hired to set up puja pandals, lighting and setting-up chairs and tables. Paper made lanterns are hung in each home and some are also let go in to the sky – as sky lanterns.

Puja Thali

Diwali is not just about celebration and fervor, it is also a revered festival dedicated to prayer. A Diwali puja thali is a puja plate that is sold in a variety of materials. Thalis could be of copper, gold or silver. The addons for the puja thali are kalash, incense sticks, camphor, coconuts, fruits, betel leaves, betel itself, sandalwood paste, candles, etc. The entire thali is sometimes sold inclusive of all the items.

Diwali Music

Music is so important during any celebration, and Diwali is no less different. Just imagine the effects a really good surround sounded speakers from a really well branded Music Deck could make. Inspirational music CDs and devotional songs by prominent singers are also sold everywhere.

Fireworks

It is not just kids, but adults also enjoy the swirling of spraklers and bursting of crackers. Bigger premises participate in a fireworks show. All this is in lieu with the victory of good over evil and light over darkness.

45 thoughts on “Loan Singh Tips – 11 Things to Buy with a Diwali Personal Loan

  1. Pingback:8 Things to Remember When Applying For a Diwali Personal Loan

  2. Pingback:Loan Singh Weekly Special: Diwali is here! Time for Diwali Personal Loan

  3. Pingback:6 Budgeting Tips to Pay Your Diwali Personal Loan EMIs on Time

  4. Hello just wanted to give you a quick heads up. The text in your article seem to be running off the screen in Internet explorer. I’m not sure if this is a format issue or something to do with browser compatibility but I figured I’d post to let you know. The design and style look great though! Hope you get the issue fixed soon. Kudos

  5. Thanks for the good critique. Me & my neighbor were just preparing to do some research on this. We got a book from our area library but I think I’ve learned more from this post. I’m very glad to see such excellent information being shared freely out there..

  6. Oh my goodness! Impressive article dude! Thank you, However I am having issues with your RSS. I don’t know why I am unable to join it. Is there anyone else having identical RSS issues? Anyone that knows the answer will you kindly respond? Thanks!!

  7. I am really inspired with your writing skills and also with the structure on your weblog. Is this a paid subject or did you modify it yourself? Anyway keep up the excellent quality writing, it’s uncommon to look a great weblog like this one today.. musical artist nick vivid

  8. hey there and thank you for your info – I have definitely picked up something new from right here. I did however expertise a few technical points using this site, since I experienced to reload the website lots of times previous to I could get it to load correctly. I had been wondering if your hosting is OK? Not that I’m complaining, but slow loading instances times will very frequently affect your placement in google and could damage your high quality score if advertising and marketing with Adwords. Well I am adding this RSS to my email and could look out for a lot more of your respective fascinating content. Make sure you update this again very soon..

  9. Hello. Just wanted to share with you the best of Europes festivals over the past few months. We have visited most of these in the past year and I can assure you that they are great fun. Find time to relish in life and attend one of these this year. Looking forward to some more interesting posts on the Marina de Bolnuevo blog (www.marinedebolnuevo.co.uk). Have a great day.

  10. Hi, I do believe this is an excellent website. I stumbledupon it 😉 I will come
    back yet again since I book-marked it. Money and freedom
    is the greatest way to change, may you be rich and continue to guide
    other people.

  11. My partner and I absolutely love your blog and find many of your post’s
    to be what precisely I’m looking for. can you offer guest writers to write content for you?
    I wouldn’t mind producing a post or elaborating on most of the subjects you write about here.
    Again, awesome weblog!

  12. An intriguing discussion is definitely worth comment.
    I do think that you need to publish more about this subject
    matter, it might not be a taboo matter but typically
    people do not speak about these subjects. To the next!
    Kind regards!!

  13. I believe this is one of the most vital info for me. And i’m happy reading your article. However should remark on some normal things, The site style is ideal, the articles is actually nice : D. Just right activity, cheers

  14. I don’t know if it’s just me or if perhaps everybody else experiencing problems with your blog. It appears as if some of the written text on your content are running off the screen. Can someone else please comment and let me know if this is happening to them as well? This might be a problem with my internet browser because I’ve had this happen before. Many thanks

  15. Iím not that much of a internet reader to be honest but your blogs really nice, keep it up! I’ll go ahead and bookmark your site to come back down the road. Cheers

  16. If you are expecting a new addition to your family, or are looking forward to expecting in the future, you probably are already aware of the havoc your growing body may wreck on your night’s sleep. Luckily there are ways to combat the comfort issues that can arise due to the changing shape of your body as you support the new life growing within.

  17. heⅼlo!,I love your writing verу a lot! percentage ᴡe keep up a correspondence more about
    үouг post on AOL? I need a specialist іn this area to solve my probⅼеm.
    May bе tһat’s you! Havіng a look ahead tߋ peer you.

  18. Please ⅼet mee know if you’rе ⅼooking f᧐r a writer fоr уоur
    weblog. You have some really goоd articles аnd І
    belіeve Ι would Ьe a gοod asset. If you ever want to
    tɑke some of the load off, I’ⅾ aƅsolutely love to ѡrite some articles ffor
    yoսr blog іn exchange for a link back to mine. Please blast
    mе an e-mail if interesteԀ. Kudos!

  19. wonderful publish, νery informative. Ӏ wօnder
    why the otһer experts of tһis sector don’t notice this.
    You shoսld continue уour writing. І ɑm confident, you’ve a greаt readers’ base
    ɑlready!

  20. Τhat is very fascinating, Уou’re an excessively professional blogger.
    Ι һave joined yoᥙr feed and look forward to іn search օf extra օf yⲟur magnificent post.
    Αlso, Ι һave shared your wedbsite in my social networks

Leave a Reply

Your email address will not be published. Required fields are marked *