There is something about gadgets that’s so alluring. We are dependent on our smartphones, our television set, our car stereos, gaming consoles, and so on. Why is this so? It could be because it helps us kill time, relieve stress, makes things easy for us or just simply act as a status symbol. We are living in a time where we can control the temperature of home with help of a smartphone. We are glued to our virtual reality headsets and depend on a GPS enabled car to tell us how we can get to wherever we want to go.
It is not about cost anymore. We know that once a good electronic gadget is bought, another one would replace it within months. Despite this, we go out and shop for the best we can find. The price of any gadget or gizmo will skyrocket if it is laced with designer fabrics or studded jewelry. Some gadgets are already pricey thanks to the brands which create these or because of the building material and technology used. The launch of the Airtel Online Store (in partnership with Loan Singh) now allows individuals to buy an iPhone for a small down payment and easy EMIs. And with Loan Singh giving exclusive gadget loans, we thought of putting up a list of (high end) gadgets and also affordable gizmos that you can easily make yours by availing a personal loan.
Easy Gadget Personal Loan
Personal loans do not require any collateral. This makes them an apt source for quick funds. The best place to get a really quick and easy personal loan is a digital lending platform – such as Loan Singh. For salaried individuals, to gather funds within a short span of time (for electronic gadgets) is possible only through digital means; banks take up to weeks to first go through the heaps of documentation and paperwork, then approve the personal loan and finally disburse the funds. At Loan Singh, your score against proprietary credit underwriting algorithm determines if you are eligible for the personal loan, or not. It’s best you go through our FAQ page to understand the criteria for applicants and the process timeline. Your credit report acts like a gauge for Loan Singh. It shows how prompt you have been in your previous credit responsibilities and how much trustworthy you are. Loan Singh allows you to avail a personal loan for a number of purposes, such as festival shopping, purchase of household appliances, second-hand car, electronic gadgets, purchase of gold, travel, home improvement, relocation of job, medical expenses, home renovation, marriage, etc.
Documentation at Loan Singh
Unlike traditional lending solutions such as banks, Loan Singh only requires 2 documents to process your loan application
- PAN Card, and
- 6 months Bank statement in PDF format (downloaded from your net-banking account only)
It is also extremely important to fill all the other fields on the form – such as your address information, your work information, and your social media presence.
Application process at Loan Singh
Not only is a personal loan the best alternative for quick funds, Loan Singh’s quick and easy application process also helps you get the funds you need for any financial emergency. The process to get an easy and quick loan with Loan Singh is mentioned below:
Get started page – Select ‘PERSONAL LOAN’ from the drop-down for ‘Loan Type’ and enter the loan amount with the desired repayment tenure.
Registration page – Add your contact number, personal email ID, and corporate email ID
Social authorization – Connect your Facebook, Google+ and LinkedIn profiles for discounted rates
Profile page – Fill in your name, gender, father’s name, number of dependents and PAN Details. We use your PAN Card Number to check your Credit Score and as a KYC document.
Address page – Choose your type of residence; mention your street address, city, state and pin code.
Job profile page – Mention your current designation, total work experience, company name, highest qualification, last institution attended and monthly salary.
Financials page – Upload your latest 6 months bank statement from your computer, your GMail account or from your net-banking account.
Auto debit page – Provide permissions to your bank name, account number, and IFSC code so that Loan Singh can auto debit the EMI amount from your account every month. This way you don’t need to set reminders or miss-out on any loan EMI repayments.
Best Electronic Gadgets to Buy Via Personal Loan
With Loan Singh now giving you the funds you need to buy the best in gadgetry, we list some top products that you can buy with a personal loan from Loan Singh.
1. Jarre Technologies Aerobull Docking Speaker
The perfect docking speaker does exist. If you own an iPhone, this is perfect to go with it. It’s sleek and tall built helps it to stay compatible with an iPhone. The sound system is said to be a result of years of research by French composer Jean Michael Jarre; Hence the name.
Approximately priced at Rs.1,32,000
2. Microsoft Surface Book
This cool product comes with a detachable keyboard within a 2-in-1 PC (laptop+tablet). The storage variants available are – 128GB, 256GB, 512GB and 1TB. The Surface Book is one of the best when it comes to experiencing the features of a tablet and a laptop.
Approximately priced at Rs.2,25,000
3. Panasonic 4K Toughpad Tablet
Being a ‘Toughpad’, Panasonic’s rugged line of laptops and tablets can withstand being dropped from height of 2.5 feet. Rugged devices are usually much more expensive than regular computers due to being equipped to meet certain standards. Another great feature of the Toughpad is its 4K super sharp 3840×2560 pixel resolution.
Approximately priced at Rs.2,10,000
4. Nikon D500
A great choice for acclaimed shutterbugs around the world, the Nikon D500 comes with a 64GB high speed SD card. An anonymous borrower had this to say about his gadget loan experience.
“You could say I have penchant for wildlife photography. It is my first love. Although I work as a Business Developer, I make it a point during weekends to head out to the wild and feel swarmed by nature. When I saw how much a Nikon D500 could offer, I had to get one for myself. Taking a loan to purchase this shutter beast made sense. The only option I saw was via Loan Singh. Gadget loans are niche segments but for someone like me it was perfect. Within few hours of the application process, I had the funds to get my very own D500. Online loans are the best”.
Approximately priced at Rs.1,92,000
5. Asus ROG Zephyrus GX501
For gaming connoisseurs, there is no limit. Better games keep releasing and you need the best to appease your gaming appetite. This Asus offering is a revolutionary gaming laptop, thanks to its high end gaming hardware – NVIDIA GeForce, GTX 1080 Graphics with Max-Q design. It possesses a 7th Generation Intel Core Processor with an optional 120Hz wide view display.
Approximately priced at Rs.1,11,000
6. MSI GS63VR Stealth Pro Gaming Laptop
This beast of a gaming laptop makes one slim and agile gaming companion. A 15.6 inch screen with a full HD display is coupled with backlighting keys, making it a visual treat. This is one ‘helluva’ option to quench your gaming urge.
Approximately priced at Rs.1,12,000
7. X Box One S
From the Microsoft stable comes the upgraded version of the original X Box One. The X Box One S comes with an IR Blaster with no Kinect support this time. A separate USB connector is provided for Kinect users. Available with the 500 GB and 1TB variant, the presence of HDR allows for games like Forza Horizon 3 and Gears of War 4 to be played like cakewalk.
Approximately priced at Rs.21,000
8. Apple iPhone 7 Plus
With a 5.5 inch, full HD display, dual 12MP back shooters, a 3GB RAM and running on iOS 10.10.1, the iPhone 7 Plus is one of the best available smartphones around. Needless to say the iPhone 7 Plus is a must have if you are a dedicated Apple user.
Down payment of Rs.7777 with EMI of Rs.2499 on the Airtel Online Store
9. Optoma EH416 Projector
If you are wondering how much could a projector cost? The answer is little more than a lakh. The Optoma projector is a full HD 1080p compact projector with easy connectivity to 2 HDMI, MHL and VGA ports. It consists of a built in 10W speakers. It is perfect for small edge blending and stacking projects. It is an absolute must for professional meetings and conferences.
Approximately priced at Rs.1,07,000
10. Bose Quiet Comfort Headphones
Not having really good headphones to enjoy music or VFX is a sin. The Bose Quiet Comfort headphones give world class noise cancellation with volume optimized equalizers.
Approximately priced at Rs.29,000
11. Amazon Echo
The Echo from Amazon is a smart speaker that lets you connect to a voice controlled personal assistant service called ‘Alexa’. The Echo lets you play music, complete to-dos, stream podcasts and search for real time information. It can be simply called as a ’Home Automation Hub’.
Approximately priced at Rs.13,000
12. Amplifi HD Router
Finding a WiFi router that not just serves its purpose but also adds aesthetic value is hard to find. Presenting – the Amplifi HD Router. It is a table top, app controlled router that is appealing yet powerful.
Approximately priced at Rs.23,000
13. Fitbit Alta
The Fitbit Alta fitness band allows you to receive notifications on calls, text messages and calendar appointments from your phone with regular fitness tracking. The band shows you the activity levels of your exercise with good battery life.
Approximately priced at Rs.8,500
14. Logitech G900 Chaos Spectrum
For PC gaming enthusiasts we have something cool on this list. The Logitech G900 Chaos Spectrum Mouse is lightweight, wireless and has an accurate optical sensor. Now get clean headshots and easy frags.
Approximately priced at Rs.8,500
15. Pioneer DJ Controller
The dream of some of you to become a headliner at an epic Dance Music festival can now become true. The console comes with tactile performance pads, larger jog wheels for great scratch response, manual filters with trim knobs.
Approximately priced at Rs.24,990
These are just some of the amazing electronic products available out there which can make you drool. Share your thoughts with us below if you own any of these.