What is it that makes a marriage or wedding so wonderful? Is it the assurance of now having the love of your life with you for good? Is it the excitement that precedes your special day for months? Is it the pride you feel in showing the world how awesomely you are going to celebrate your special day? Whatever the reason, the joy you experience when getting married is an amalgamation of all those emotions, thoughts, prayers and goals. Before we take a look at some general tips while getting married, lets look at what do we do when we need funds to celebrate the special day in the first place.
Need for a Wedding Personal Loan
Once the marriage plans are made, the first requirement is that of arranging funds for the marriage celebrations. The hall needs to be booked. In case of monsoons, an indoor wedding hall is the priority. The urgency of getting funds for the wedding increases as most indoor halls get booked well in advance.
Next, there is the catering, transportation, wedding attire and arrangement of other professionals. It is also wise to apply for extra funds for the honeymoon. All these need cash and spends on a wedding is never low. Even if there are saved funds, with a wedding and honeymoon, the estimated costs will overshoot. Here again, a personal loan makes sense.
Even a modest low-key wedding in India costs in excess of INR 2,00,000. With weddings being a trend in the country, you wouldn’t want your wedding to stay low-key. You wouldn’t want your wedding to be devoid of superb lighting, stylish stage décor, pristine chandeliers, hashtag printed selfie booths, a spunky music band or the best food in town.
Then there is the fine jewelry, designer lehenga and expensive sherwani that needs your attention and money. The wedding day itself is going to be one hell of an enthralling and nervous experiences of your life. A marriage personal loan can help reduce the stress of paying such large amounts of money. All you need to do is prepare a list of requirements that would need spending, make a total of it and set a budget against it. Once that is done, apply for a wedding personal loan at a reputed loan provider’s website.
A wedding personal loan covers every expense that is related to your wedding and honeymoon. A wedding personal loan is basically a personal loan that is offered by a reputed digital lending platform. With a competitive interest rate, and fixed EMIs, you can clear the loan easily once you are back from the honeymoon.
Figuring the amount for the marriage personal loan is the biggest task. Keeping in mind the expenses, and your financial position to be able to repay the loan promptly, you can approach a digital lending platform that accepts the least number of documents, lets you calculate your EMI, and, upon approval, instantly transfers funds.
9 General Wedding Tips To Remember
There are hundreds of things one needs to keep track of. From initial discussions to last minute follow-ups. With so much hustle and bustle happening, you need a calm head to avoid any lapses or mistakes that could ruin your special day. Let’s look at 9 general wedding tips to keep in mind.
- Choose a Date & Time
Yes! It’s that simple. See if the date falls on a weekend. It’s a bonus if it’s a holiday on the following day; as the guests can hang around till the very end – dancing their shoes off. If the day is a holiday, then it is “Sone pe Suhaaga”.
- Set a Budget
It is obvious that your special day should have everything to its absolute best. It is wise to discuss the expenses with your family as well as the spouse’s family to find the right balance between opulent and grand. Keep in mind you will also have to go on a honeymoon, and maybe purchase some home appliances to get your dream home ready. So, get an understanding of what would be the total amount needed and then approach Loan Singh for an online wedding loan.
- Prepare a Guest List
An important element for any wedding is the invitees. Take a time out to prepare a guest list. Close friends, family, colleagues, neighbors, relatives, etc. Do not forget to include yourself and immediate family members to the list of guests; as catering is always counted based on the number of heads. Have a fair idea of how many people would attend. Get them to RSVP to avoid a shortage of food. This way you can also plan out the required number of takeaways. If guests are expected to arrive from out-station, then arrange for their stay. It may not be a lavish hotel, but you will want to ensure your guests are comfortable. Check bulk hotel booking options. You may also need to organize transport. Your friends’ cars could come handy.
- Book the Venue
You can Google for the most prominent wedding halls or venues in your town and find out its availability on the selected date. Make sure the venue is close to airports, railway stations, etc. to make sure guests can easily make it to the event. Stun the guests present by choosing an awesome wedding theme color, décor, and lighting. Also think about smoke machines, selfie booths, and other ‘hip’ ideas you have to make the wedding awesome.
- Seek a Wedding Coordinator
It is wise to hire a wedding coordinator who will help you keep track of all the wedding-related activities. If not, then set reminders on your calendar and use this article as a reference point to see which tasks are pending.
- Hire a Good Caterer
Keep in mind that you will have guests who would be dining on vegetarian and non-vegetarian dishes, both. So, ask the caterer to maintain the right balance between dishes. It is never good to have food or drinks fall short during the special day; so, order the food in slight excess. Also keep an eye out for freeloaders and wedding crashers who could wander in for some freebies. Ask the venue manager to keep an eye on such people.
- Book a Photographer & Videographer
It is wiser to book both photographer and videographer from the same agency or company. You can save more compared to hiring them individually. You don’t want dull or poor quality, low-end memories of your big day. Look at their recent work and then book them.
- Select a Good Band or DJ
Remember, your reputation is at stake. Take a look at the playlist in advance. You don’t want a wrong number popping up during a dance with your spouse. Book them in advance to avoid settling for second best. Finalize the playlist, well in advance.
- Purchase a Swanky Attire
The dress, suit, lehenga and sherwani are to be selected, or stitched, carefully. Ladies,
the jewelry is as important as the attire. It is your special day and you have to look like
one in a million. It’s going to be the event of your life. And you must look your best. Shop for all those clothes you will need for all those occasions and for your honeymoon, as well. We generously are giving more…Do not forget the beautician. For men, it would be someone from the salon. The photographs need you to be looking dapper. The wedding rings or exchange gifts have to be purchased and someone must be given responsibility to take care of these.
A Master of Ceremony keeps the proceedings very structured and also helps to cut in when the wedding speech gets a little prolonged. Print a simple invitation card. Remember those cards will be of no use to your invitees once your wedding is done. So, be wise in not overdoing it with much razzmatazz. Lastly, enjoy your special day. You have worked hard for this and you deserve to enjoy every moment of this. You have done your best and will be surrounded by the best people you know.
Wedding Personal Loan at Loan Singh
The unsecured aspect of a marriage personal loan in itself makes it a potent financial solution in times of wedding cash crunch. Suppose you remove the offline paperwork, delayed verification, repeated trips to the bank and delayed approval (from the travel loan availing process). And then you turn the process online, with only 3 documents (to be uploaded), an approximately 5-minute application process and doing all this from the confines of your home. These features, my friends, make an online travel personal loan even faster to avail.
A marriage personal loan is a fantastic option during times of sudden travel plans. Sometimes, your savings might not cover the complete cost of the wedding or marriage. You might sometimes need to supplement your wedding fund with a shot of cash from other sources.
It is true that a number of traditional lending institutions provide wedding loans. But, isn’t a quick marriage personal loan synonymous with instant and with reduced paperwork?
So, how to apply for an instant wedding personal loan? Are there any online marriage personal loan providers in India? The single answer to all these questions is Loan Singh.
Marriage Personal Loan Eligibility
The eligibility criteria for a marriage personal loan with Loan Singh are:
- Salaried (receiving a monthly salary directly into your bank account)
- Indian and above 21 years of age
- A credit-worthy repayment history
- No collateral needed