Loan Singh Indulges – 12 island destinations worthy of an online travel loan



It is that time of the year when travel plans are made with BFFs. You need to plan a travel holiday well, and also have the funds to make it a reality. This can be a problem for salaried individuals, especially those, who are planning a surprise trip or just cannot manage the involved costs.

For those who can afford it, kudos to you. But, what about the others? You are salaried, you are diligent with your credit obligations such as credit card bills, you may have never availed a loan earlier, but if you do avail a personal loan and pay off the EMIs well, then availing credit for a travel holiday makes perfect sense.


Easy Online Travel Loan

Personal loans do not require any collateral. This makes them an apt source for quick funds. The best place to get a quick and easy online travel loan is a digital lending platform – such as Loan Singh. For salaried individuals to gather funds, within a short span of time is possible only through digital means; banks take up to weeks to first go through the heaps of documentation and paperwork, then approve the personal loan and finally disburse the funds. At Loan Singh, your credit score determines if you are eligible for the online travel loan. It’s best you go through our FAQ page to understand the criteria for applicants and the process timeline. Your credit report acts like a gauge for Loan Singh. It shows how prompt you have been in your previous credit responsibilities and how much trustworthy you are. Loan Singh allows you to avail a personal loan for a number of purposes, such as festival shopping, purchase of household appliances, second-hand car, electronic gadgets, purchase of gold, travel, home improvement, relocation of job, medical expenses, home renovation, marriage, etc.


Being Loan Singh Eligible

Before you begin the quick and easy application process at Loan Singh, we urge you to check the following eligibility criteria.


To avail a personal loan from Loan Singh, you need to be a salaried individual – with a minimum monthly salary of Rs.15000.

Credit score

Loan Singh looks at your credit score to evaluate your creditworthiness, before approving the loan. A credit worthy borrower is someone who has been prompt in his/her previous loan EMI payments, maintains a good credit utilization ratio, has been paying his/her credit card bills on-time, and has never overspent over the credit card limit. If you have never availed a loan before, you will have no credit history. In such a case, you need to be salaried for at least 3 months to be eligible for a loan at Loan Singh. The lower your credit score is, the lower are your chances of being eligible for a personal loan.


You need to be at least 21 years of age, to be considered eligible, for availing a personal loan with Loan Singh. As mentioned above, you must be of Indian nationality and salaried, as well.

Financial stability

You need to have a stable monthly income. A good budget is advised to avoid times when you might find it hard to pay-off the loan EMIs.


Documentation at Loan Singh

Unlike traditional lending institutions, such as banks, Loan Singh requires only 2 documents to process your loan application

  • PAN Card, and
  • 6 months Bank statement (downloaded from your netbanking account and in PDF format only)

It is also extremely important for you to fill all the other fields on the form – such as your address, your work information, and your social media presence.


Application Process at Loan Singh

Not only is a personal loan the best alternative for quick funds, Loan Singh’s quick and easy application process also helps you get the funds you need for any financial emergency. The process to get an easy and quick loan with Loan Singh is mentioned below:

Get started page – Select ‘PERSONAL LOAN’ from the drop-down for ‘Loan Type’ and enter the loan amount with the desired repayment tenure.

Registration page – Add your contact number, personal email ID, and corporate email ID

Social authorization – Connect your Facebook, Google+ and LinkedIn profiles for discounted rates

Profile page – Fill in your name, gender and father’s name; number of dependents and PAN Details. We use your PAN Card Number to check your Credit Score and as a KYC document.

Address page – Choose your type of residence; mention your street address, city, state and pin code.

Job profile page – Mention your current designation, total work experience, company name, highest qualification, last institution attended and monthly salary.

Financials page – Upload your latest 6 months bank statement, either from your GMail account or from your netbanking account.

Auto debit page – Provide permissions to your bank name, account number, and IFSC code so that Loan Singh can auto debit the EMI amount from your account every month. This way you don’t need to set reminders or miss-out on any loan EMI repayments.


12 Amazing Island Getaways in the World

1. Santorini, Greece


A popular honeymoon destination, Santorini is one Cyclades islands in the Aegean Sea. Its red sands allow beach bums to unwind. Travellers can enjoy delectable Mediterranean flavors and avid mountaineers can explore the remains of Thira and Akrotiri. It is located at the southeast of Greece’s mainland.

Amount of loan needed to experience Santorini (inclusive of travel) – Between INR 2 Lakhs – 2.5 Lakhs

2. British Virgin Islands, Caribbean


Officially called ‘Virgin Islands’, these are located to the east of Puerto Rico. Filled with smaller islands such as Cooper, Beef and Salt Islands, they are famous for the cruise ship trips, white sand beaches, snorkeling activities and coral reefs. Sailing is extremely popular here, as well.

Amount of loan needed to experience British Virgin Islands (inclusive of travel) – Between INR 2.5 Lakhs – 3 Lakhs

3. Bali, Indonesia


What more can you expect from this Indonesian island? Gorgeous forested volcanic mountains, rice paddies, serene beaches and vibrant coral reefs. There is something for everybody at Bali. It also consists of ancient temples and popular resort towns.

Amount of loan needed to experience Bali (inclusive of travel) – Between INR 1.75 Lakhs – 2 Lakhs

4. Honululu Oahu, Hawaii


One of Hawaii’s most urban islands, Oahu is also haven to pro-surfers who love to ride waves on the Sunset Beach. The Waikiki neighborhood is a center for dining, shopping and high rise hotels.

Amount of loan needed to experience Honululu Oahu (inclusive of travel) – Between INR 2 Lakhs – 2.5 Lakhs

5. Republic of Cyprus


The Republic of Cyprus is entirely known for its beautiful beaches. The islands are laced with wine routes, forested nature trails and archaeological ruins.

Amount of loan needed to experience Cyprus (inclusive of travel) – Between INR 3 Lakhs – 3.5 Lakhs

6. Phuket, Thailand


The beautiful Thai island is known for its rugged beauty. White sand beaches are sided next to mountainous rain forests. The island is also home to many high-end seaside resorts, spas and restaurants.

Amount of loan needed to experience Phuket (inclusive of travel) – Between INR 1.5 Lakhs – 2 Lakhs

7. Maui, Hawaii


Now, we enter the Hawaiian island zone. The second largest of them is the Maui islands. A popular destination among wind surfers and snorkel enthusiasts. Prominent places to visit in Maui are Lahaina – known for its shops and restaurants, Hana Highway – that runs around black sand beaches and Haleakala National Park – which is known for its dormant volcano.

Amount of loan needed to experience Maui (inclusive of travel) – Between INR 3 Lakhs – 3.5 Lakhs

8. Saint Lucia, Caribbean


The island of Saint Lucia, situated in the eastern Caribbean, is a pair of tapered mountains. They are home to volcanic beaches, luxury resorts and fishing villages, thus providing couples and travellers both adventure and relaxation.

Amount of loan needed to experience Saint Lucia (inclusive of travel) – Between INR 2.5 Lakhs – 3 Lakhs

9. Bora Bora, Tahiti


An island at French Polynesia in the Pacific Ocean, Bora Bora is surrounded by a lagoon and a barrier reef. 2 extinct volcanoes are present inside Bora Bora – Pahia & Otemanu. It is a major tourist destination with its luxury resorts and blissful coconut trees.

It always features on the ‘Best honeymoon destinations in the world’.

Amount of loan needed to experience Bora Bora (inclusive of travel) – Between INR 2.5 Lakhs – 3 Lakhs

10. Fiji


Blessed with gorgeous scenery, the archipelago of Fiji consists of more than 300 islands. They are famed for their landscapes, coral reefs, clear lagoons and volcanic mountains. Snorkeling is a fan favorite activity among visitors.

Amount of loan needed to experience Fiji (inclusive of travel) – Between INR 2 Lakhs – 2.5 Lakhs

11. Capri, Naples


Based in the Bay of Naples, the island of Capri is famed for its rugged landscape, high upscale hotels, and its shopping options. It is also known for Blue Grotto – a dark cavern where the sea glows with a hue of blue (as a result of sunlight passing through an underwater cave).

Amount of loan needed to experience Capri (inclusive of travel) – Between INR 2.5 Lakhs – 3 Lakhs

12. Galapagos Islands, Ecuador


The Galapagos Islands is a volcanic archipelago in the Pacific Ocean. It is considered to be one of the most famous destinations for wildlife viewing. Charles Darwin visited the island in 1835 and his observation of the species at Galapagos inspired his theory of evolution.

Amount of loan needed to experience Galapagos Islands (inclusive of travel) – Between INR 3 Lakhs – 3.5 Lakhs


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