Personal Finance Loan – 5 Cool Benefits of Online Shopping

Personal finance loan is the best for online shopping and also for spending for festivals and for Holi. Celebrate the festival of color with a loan.

If you show your grandmother the workings of the Amazon shopping app, she will surely be intrigued and amazed as to how easily you can order a walking stick for her or anything that she may need. During her ‘zamane mein’, shopping was all about going to the physical shop and buying whatever was needed. With internet taking over, shopping has upgraded itself from the brick and mortar store to its online avatar.

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Online Shopping

Yesterday, we covered the preferences some of us may have for offline shopping. Today we will look at the benefits of online shopping which have become quintessential for every salaried individual nowadays. Its effects are such that every smartphone will surely be installed with an online shopping application. With a tap, you are taken into this virtual store where vibrant banners greet you, either informing you of new offers or a top-selling product. You get a virtual cart which holds all the products you shortlist. You can also prepare a wish list of products you don’t need now could do with in the future. You can see a whole lot of categories which further break down into individual products. You can zoom into the product pictures, pay via multiple options and get the product at your doorstep. What if we tell you that you can now avail a shopping loan to shop online?

Personal finance loan is the best for online shopping and also for spending for festivals and for Holi. Celebrate the festival of color with a loan.

Personal Finance Loan in India

What if we tell you that the same convenience of ordering your designer clothes online is now available in applying for a personal finance loan online; all you need is your PAN, and latest 6 month’s bank statement. What you need to understand is that a personal finance loan is a credit instrument that is different compared to a credit card loan or borrowing from a friend. We, at Loan Singh, want you to upgrade your aspirations and your lifestyle. Isn’t it better to have the funds first and then go shopping around, instead of burning your credit card limit?

There is no harm in upgrading your gadgetry or wardrobe. You are salaried and need to look your best. A whole new range of smartphones is being released with awesome features each year. World famous designers have their designs being sold online in India. Summer wear and spring collection are now being made affordable and easy. So, why not join the winds of change. Loan Singh’s finance blog tells you about everything related to unsecured loans in India. If you are earning enough then there is nothing to worry about when applying for a shopping loan or a consumer durable loan. Personal finance loan is a financial opportunity that is not offered to everyone. Being salaried for at least 6 months and no credit blemishes, are the traits of someone who can avail a shopping loan in India.

5 things to remember when applying for a personal loan online

Personal Finance Loan Benefits in India

Loan Singh’s hassle-free process and quick approval shopping loans are perfect for salaried individuals like you who are too busy to even take rest. The attractive EMIs and interest rates at Loan Singh, make personal finance loans affordable to repay back. Add luxury to your mundane lives without putting too much strain on your finances. Your dreams are our dreams. We help turn your dreams into reality. Brand new appliances and electronic products are also needed in case you are relocating due to your job. The job relocation personal loan at Loan Singh helps cover exactly this.

Loan Singh’s easy EMI calculator can help you understand how much you need to pay in order to clear your consumer durable loan. The calculator only needs your intending loan amount and tenure for telling you how much you need to pay each month. The consumer durable loan can be availed between Rs. 50,000 and Rs. 10,00,000.

Another huge benefit you have with a Loan Singh personal finance loan is that you have the freedom to choose where you want to spend your loan amount. You can apply for a personal finance loan and utilize the cash to spend on Amazon, some on Flipkart or some on Snapdeal. Unlike so many e-commerce websites that let you gain discounts for possessing a debit card or points of a particular finance provider, Loan Singh’s personal loan can be utilized to be spent on the outlet or website you want and for the products you want.

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5 Benefits of Online Shopping

With the number of benefits far outweighing that of offline/retail shopping, we look at the common benefits and won’t get into all the benefits.

  1. Pricing

With better prices and cheaper deals, online shopping is perfect for those who want the best products for the best pricing. The prices are cheaper thanks to it being sold over to you directly by the manufacturer or seller. No middlemen and overheads such as store rent and attendant salaries to worry about. This also is the reason you get discounts more often on ecommerce websites.

As online shopping offers such good pricing, it automatically sucks in customers who are only concerned about the pricing. That is why online store owners reduce their profit margin at times to gain more customers. There are also marketplaces that make it easier to find unused or second-hand products which are still quite good but also affordable.

  1. Convenience

Another perk of online shopping is the convenience. Whether it is on your bed at night in your pajamas or while watching a movie at a multiplex (we don’t recommend this), you can easily navigate through the ecommerce website at any time. There are no queues for billing, no annoying shopping assistants watching you like ‘Vikram’s Betaal’, no parking headaches, no festival crowds, and no worries of forgetting your wallet at home. You can shop online 24×7 and save on fuel as well, thereby saving the environment (of course we are worried about planet Earth) 😉

In case, you work during irregular hours and find it hard to visit shops that are open during the day, you can easily find the products online. You also can search among different websites within minutes, just close one app/website and open the other. In reality, you will need to walk or drive from one store to another to find what you need. In case the online store is present in your own state, there is no tax charged as well.

  1. Diversity

Physical retail stores don’t usually update their catalog frequently. They want the best products to be sold immediately and hence do so based on how their related stores are doing. The physical stores also can only hold a set limit of products. With online shopping, the products are split among various centers and are packed off once the order comes in. They save so much on logistics that way. And, if there are some items which are not available in the physical store at all, you will almost surely find them online.

You can choose from a number of products and brands between multiple sellers. You can shop for the latest international trends without spending anything on airfare. From your house, you can shop on any ecommerce website in the world, and even pay via currency conversion.

  1. Compare and Related

On e-commerce websites, you can easily compare products either within the same catalog or on different websites. You can also read reviews, testimonials and view product ratings. This helps you make a better decision. Related products are displayed as per your choices so that you buy the other products as well as part of a combo offer or added sale.

  1. Non Compulsive

Many a time when you are out shopping, there are products you buy out of a compulsive behavior. There are many reasons for that, weak willpower, habitual shopper, store managers convincing you easily or you are just bored shopping with your wife. Many a times we pick up things just for the sake of it, simply because we have run out of ideas.

Physical stores and especially malls are designed in a way to confuse you. It’s called the Gruen Transfer. Ever noticed how time flies when inside a mall (Well, you learned something new today then). Huge billboards, posters, discount announcements, the keyword ‘FREE’ followed by ‘Conditions Apply’ banners and famous celebrity posters are placed at strategic locations at a mall. The best products are always kept at the back of the aisles because you are expected to pick the secondary products first, and by the time you reach the end, you might not need the best ones.

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Shopping Loan For Online Shopping

The best way to fund yourself for shopping on the following ecommerce websites is by applying for the shopping loan and then finding what you want on the following ecommerce websites.

  • Shopping loan to shop on Ajio.com (collection of international labels)
  • Shopping loan to shop on 23basio.com (nail paints and shoes)
  • Shopping loan to shop on Abof.com (accessories and apparel)
  • Shopping loan to shop on aliexpress.com (marketplace for all types of products)
  • Shopping loan to shop on Asos.com (collection of international labels)
  • Shopping loan to shop on Amazon.in (multiple products and brands)
  • Shopping loan to shop on Amerucanswan.com (apparel and accessories)
  • Shopping loan to shop on Adirawoman.com (hygiene and shape wear)
  • Shopping loan to shop on Bestylish.com (shoes & accessories)
  • Shopping loan to shop on Biotique.com (skincare brand website)
  • Shopping loan to shop on Blab.co.in (cosmetics and accessories)
  • Shopping loan to shop on Brandsvillage.com (clothing, accessories etc.)
  • Shopping loan to shop on Biba.in (ethnic wear)
  • Shopping loan to shop on Cosmetix.in (cosmetics, accessories etc.)
  • Shopping loan to shop on Cilory.com (lingerie, health care, personal care products etc.)
  • Shopping loan to shop on Coolbuy.in (clothing, jewelry, home & kitchen)
  • Shopping loan to shop on Caratlane.com (jewelry)
  • Shopping loan to shop on Chrono24.in (watch market)
  • Shopping loan to shop on Craftsvilla.com (sarees, jewelry, etc.)
  • Shopping loan to shop on com (buy pre-loved luxury goods)
  • Shopping loan to shop on Digaaz.com (luxury bags, watches etc.)
  • Shopping loan to shop on Doozyshopping.com (apparel for men & women)
  • Shopping loan to shop on Donebynone.com (bags, accessories etc.)
  • Shopping loan to shop on Darveys.com (luxury shopping)
  • Shopping loan to shop on Ebay.com (multiple products and brands)
  • Shopping loan to shop on Ethoswatches.com (luxury watches)
  • Shopping loan to shop on Elitify.com (luxury Shopping)
  • Shopping loan to shop on Ethnicdukaan.com (ethnic wear)
  • Shopping loan to shop on Fashionandyou.com ( apparel and accessories)
  • Shopping loan to shop on Flipkart.com (multiple products and brands)
  • Shopping loan to shop on Futurebazaar.com (clothing, accessories, electronics etc.)
  • Shopping loan to shop on Fashnvia.com (clothing, accessories, etc.)
  • Shopping loan to shop on Fashionatclick.com (women’s wear, accessories etc.)
  • Shopping loan to shop on Fetise.com (apparels, accessories etc. for men)
  • Shopping loan to shop on Fashionara.com (apparels, bags, accessories and more)
  • Shopping loan to shop on Fabfurnish.com (furniture, home Furnishing etc.)
  • Shopping loan to shop on Faballey.com (women’s clothing & accessories)
  • Shopping loan to shop on Fressup.com (curation of looks and outfits)
  • Shopping loan to shop on Goodlife.com (makeup, skin care products etc.)
  • Shopping loan to shop on Globusstores.com (online portal for Globus)
  • Shopping loan to shop on Getitbazaar.com (fashion & lifestyle, electronics, etc.)
  • Shopping loan to shop on Homeshop18.com (portal for Channel Home Shop 18)
  • Shopping loan to shop on Homecentre.in (furnishing, decor and more)
  • Shopping loan to shop on Hometown.in (furniture, decor and more)
  • Shopping loan to shop on Handspick.com (women’s clothing, footwear and accessories)
  • Shopping loan to shop on Helioswatchstore.com (watch store for Titan)
  • Shopping loan to shop on Infibeam.com (books, mobiles, phones etc.)
  • Shopping loan to shop on Indiavarta.com (electronics, watches, phones etc.)
  • Shopping loan to shop on Inonit.in (clothing, accessories, shoes)
  • Shopping loan to shop on Indiarush.com (ethnic wear)
  • Shopping loan to shop on Indianroots.com (ethnic wear)
  • Shopping loan to shop on Jabong.com (clothing, shoes, accessories etc.)
  • Shopping loan to shop on Jewelskart.com (jewelry)
  • Shopping loan to shop on Juvalia.in (jewelry and accessories for women)
  • Shopping loan to shop on Koovs.com (clothing, apparel, bags, shoes etc.)
  • Shopping loan to shop on Landmarkshop.in (portal for Landmark Group)
  • Shopping loan to shop on Letsbuy.com (electronics, mobile phones etc.)
  • Shopping loan to shop on Limeroad.com (clothing, accessories, bags, footwear etc.)
  • Shopping loan to shop on LuluandSky.com (apparel & accessories)
  • Shopping loan to shop on Luxury.tatacliq.com (portal for TataCliq)
  • Shopping loan to shop on Myntra.com (shoes, accessories, clothes etc.)
  • Shopping loan to shop on Mirraw.com (ethnic wear and jewelry)
  • Shopping loan to shop on Macys.com (clothing, accessories and more)
  • Shopping loan to shop on Majorbrands.in (major brands such as Mango, Aldo and Inglot)
  • Shopping loan to shop on MrButton.in (menswear and accessories )
  • Shopping loan to shop on Nordstrom.com (designer brands to India)
  • Shopping loan to shop on Nnnow.com (apparel & accessories)
  • Shopping loan to shop on Oyegirl.com (shopping store for women)
  • Shopping loan to shop on Only.in (portal for ONLY)
  • Shopping loan to shop on Oasap.com (clothing, accessories and more)
  • Shopping loan to shop on Pret-amoda.com (clothing, accessories, home decor etc.)
  • Shopping loan to shop on Poshfusion.com (clothing, footwear and more)
  • Shopping loan to shop on Purplle.com (makeup, skin care etc.)
  • Shopping loan to shop on Peppercloset.com (apparel and accessories)
  • Shopping loan to shop on Pepperfry.com (home furnishing, appliances etc.)
  • Shopping loan to shop on Pipabella.com (jewelry)
  • Shopping loan to shop on Paperlillie.com (clothing, jewelry etc.)
  • Shopping loan to shop on Perniaspopupshop.com (designer labels)
  • Shopping loan to shop on Rangrage.in (handcrafted jeans, accessories etc.)
  • Shopping loan to shop on Shoppersstop.com (portal for Shoppersstop)
  • Shopping loan to shop on Shopping.indiatimes.com
  • Shopping loan to shop on Shopping.rediff.com
  • Shopping loan to shop on Snapdeal.com (multiple brands and products)
  • Shopping loan to shop on Shopatmajorbrands.com (foreign brands)
  • Shopping loan to shop on Shop.mango.in (portal for MANGO)
  • Shopping loan to shop on Shein.in (apparel & accessories)
  • Shopping loan to shop on Shopnineteen.com (apparel, shoes, bags etc.)
  • Shopping loan to shop on Stalkbuylove.com (apparel, accessories, bags etc.)
  • Shopping loan to shop on Stylefiesta.com (apparel, shoes and accessories)
  • Shopping loan to shop on Stylista.com (fashion and lifestyle)
  • Shopping loan to shop on Suhaniepittie.com (jewelry)
  • Shopping loan to shop on Sbuys.com (apparel & accessories)
  • Shopping loan to shop on Toteteca.com (customized bags)
  • Shopping loan to shop on Thecollective.in (major international luxury brands)
  • Shopping loan to shop on Trivenisarees.com (ethnic wear)
  • Shopping loan to shop on Thequirkbox.com (accessories and apparel)
  • Shopping loan to shop on Utsavfashion.in (sarees, jewelry etc.)
  • Shopping loan to shop on Vivaahsurat.com (ethnic wear)
  • Shopping loan to shop on Varighty.com (watches, bags, accessories)
  • Shopping loan to shop on Voylla.com ( bags, jewelry, accessories)
  • Shopping loan to shop on Veromoda.in (portal for Vero Moda)
  • Shopping loan to shop on Watchkart.com (watches from major makers)
  • Shopping loan to shop on Wforwoman.com (ethnic wear)
  • Shopping loan to shop on Yebhi.com (shoes, clothes, accessories etc.)
  • Shopping loan to shop on Yepme.com (shoes, clothes, accessories etc.)
  • Shopping loan to shop on Youshine.in (latest fashion jewelry and accessories)
  • Shopping loan to shop on Zovi.com (apparels and accessories for men & women)

About Loan Singh

Loan Singh is a digital lending platform that prides in providing online personal finance loan or unsecured personal loan to salaried individuals. You can apply for quick funds as an easy emergency loan which is not a bank loan. We provide a loan with the best personal loan interest rates. The instant funds, or instant loans, are loans between Rs. 50,000 and Rs.10,00,000 taken for purposes such as:

You can calculate your easy EMIs using our personal loan EMI calculator. We accept bank statement and PAN, for quick loan approval. A bad credit score or credit report errors can lead to personal loan rejection. The ‘Loan Singh Finance Blog’ is one of the best finance blogs in India. Loan Singh is a product of Seynse Technologies Pvt Ltd, which is one of the pioneering personal loan companies in India and is a partner to the Airtel Online Store.

Loan Singh’s Online Presence

Loan Singh is not an anonymous digital platform. We are present on almost all leading social media platforms. All you need to do is look for us. You can find us on Loan Singh Facebook, Loan Singh Twitter, Loan Singh Google+, Loan Singh YouTube, Loan Singh Pinterest, Loan Singh Instagram, Loan Singh LinkedIn, Loan Singh Blogarama, Loan Singh Google Business, Loan Singh Bank Bazaar, Loan Singh Medium, Loan Singh Reddit, Loan Singh Tumblr, Loan Singh Scoop It, Loan Singh Feed, Loan Singh Storify, Loan Singh Digg, and Loan Singh Blogger.

Loan Singh In The News

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Personal finance loan is all about spending cash on shopping, travel and buy latest phones. Online cash can be easily availed via personal loan companies.

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