5 Things to Remember Once Your Personal Loan is Approved



Personal Loan is a powerful financial solution that frees you from the stress and fear of shortage of funds. It saves you the embarrassment of asking, your close ones, for funds. So, how can a personal loan be so helpful and be availed with such ease? This stems from the fact that a digital lending platform, such as Loan Singh, provides a personal loan with no collateral. Availed for a variety of purposes such as home improvement, travel, medical expenses, house repair and more, a personal loan is a perfect financial aid. The personal loan application process at Loan Singh is simple and quick. Loan Singh’s mission is to help salaried individuals to get a personal loan without any time delay or inconvenience. We are working hard to ensure you get the best service. We require that you, as a borrower, must also be prudent in handling the approved personal loan. Although there are hundreds of things you shouldn’t do with your approved personal loan, we thought of mentioning only 5 such things which can turn your financial lease into a quicksand.


Who Can Avail a Personal Loan?

To be eligible to avail a personal loan with Loan Singh, you need to be

  • of a minimum age of 21 years and of Indian nationality
  • salaried and earning a minimum monthly salary of Rs.15,000
  • credit worthy with a good credit score (if you have availed a loan before)
  • working for a minimum of past 3 months (if you have never availed a loan before)


The Fastest Personal Loan Process

The fastest way to get a personal loan is by heading over to Loan Singh’s Get Started page and completing the application. You only need your PAN Card and latest 6 months bank statement. The statement has to be in PDF format only.

Get Started Page – Select ‘PERSONAL LOAN’ from the drop-down and enter the loan amount with the desired repayment tenure.

Registration page – Add your contact number, personal email ID and corporate email ID

Social Authorization – Connect your Facebook, Google+ and LinkedIn profiles for discounted rates

Profile Page – Fill in your name, gender, father’s name, number of dependents and PAN Details. We use your PAN Card Number to check your Credit Score and as a KYC document.

Address Page – Choose your type of residence; mention your street address, city, state and pin code.

Job Profile Page – Mention your current designation, total work experience, company name, highest qualification, last institution attended and monthly salary.

Financials page – Upload your latest 6 months bank statement either from your computer, GMail account or net-banking account.

Auto Debit Page – Provide permissions to your bank name, account number and IFSC code so that Loan Singh can auto debit the EMI amount from your account every month. This way you don’t need to set reminders or miss-out on any loan EMI repayments.


5 Things to Remember Upon Personal Loan Approval

If you meet our eligibility for a personal loan, there are high chances your loan will get approved. But once it is approved, your task is to ensure that you be diligent and prepared to clear the loan as early as possible. Let’s now look at 5 things to remember once your loan is approved.

Apply Wisely

Now just because you have got the funds, it does not mean you can now get your foot-off the pedal and cruise along. It is wise to firstly apply for a personal loan based on your financial capability. This you should do, before applying, by checking our EMI calculator. Taking a personal loan is like jumping on a trampoline. You get the funds to spend in times of need but you do need to repay it back. So during the application phase itself, have the repayment of the personal loan figured out.

Be On Track with Tenure

The runway to repay your personal loan may not be a long one. Unlike a secured loan like vehicle or home, a personal loan is a short term loan. It gets you the cash to meet unexpected emergencies but remember that the loan is a debt. Your endeavor has to be loan clearance within the tenure. Missing out on repayment can lead to default and prolonging your tenure. Stick to the tenure and clear the loan on-time.

Apply For another Loan

Sometimes it is better to be safe than sorry. There could be an instance where you may not be eligible for the loan amount you need and so you will continue hunting for funds at different banks. Try not to do that. Stay away from putting your monthly EMI obligations at risk. Clear one and then apply for the next. Being prompt with your loan repayments with Loan Singh helps you not only to improve your credit score but also build a good repayment history with Loan Singh, and get a second loan someday.

Don’t Miss On EMIs

The most basic of all pointers – missing out on EMI repayments, could hit your credit score in a bad way. Add to that the penalty on missing an EMI can easily lead to added expenses each month. Procrastinating with the EMIs can slowly push it to a point of no return. Ensure you keep reminders about the EMI due-date or you can easily set-up an auto debit feature and allow Loan Singh to deduct the EMI from your account each month.

Don’t Divert From the Purpose

Utilize the amount you avail for exactly the purpose you have mentioned. For example: do not spend the personal loan amount on unwanted wasteful indulgences. Focus on making use of the funds to get out of your financial emergency rather than thinking of spending it and moving to a bank for funds. Remember applying for credit at various credit institutions like banks leads to hard inquiries which adversely affect your CIBIL score.


39 thoughts on “5 Things to Remember Once Your Personal Loan is Approved

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    Cauți un împrumut? esti la locul potrivit pentru solutiile tale de credit chiar aici! Global Finance Limited oferă împrumuturi companiilor și persoanelor fizice la o rată a dobânzii scăzută și accesibilă de 2%. vă rugăm să ne contactați prin e-mail prin intermediul

    1) Numele complet:
    2) Țara:
    3) Adresa:
    4) Stat:
    5) Sex:
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    Vreau să știi că ALLAH nu va lăsa oamenii buni să-și facă foame, dar el va păstra răi din ceea ce vor.

    Îmi pare rău pentru ceea ce ați trecut înainte, infectați că este una dintre problemele în mâinile creditorilor falși, Sunteți un bărbat sau o femeie de afaceri? Sunteți în orice situație financiară sau Aveți nevoie de fonduri pentru a vă începe propria afacere? Aveți nevoie de un împrumut pentru a începe o mică afacere și o afacere medie? Aveți un scor de credit scăzut și sunteți greu să obțineți împrumut de capital de la băncile locale și alte instituții financiare ?. Solicitanții interesați ar trebui să ne contacteze prin e-mail: augustaibramhim11@gmail.com

    Vreau să știți că această companie este o companie autentică cu rezultate bune. De asemenea, doresc să vă informez că nu am fost implicați niciodată în activități de fraudă. și vă pot asigura că ceea ce altă companie nu poate face pentru dvs., o voi face pentru dvs. și vă voi face fericiți și vă veți zâmbi pe față. îți dau cuvântul meu doar să ai încredere în mine și nu vei regreta să faci afaceri cu noi, căutăm mai multe, pentru că suntem aici să ne ocupăm de toate problemele tale financiare, lucru din trecut.

    Vă pot asigura 100% că suntem o companie de încredere care în prezent înființează o schemă în formă de împrumut de achiziție pentru a ajuta diferite persoane fizice, precum și organizațiile care au intenții de renovare, datorii? Aveți nevoie de un împrumut de urgență pentru a vă plăti datoria sau aveți nevoie de un împrumut pentru a vă îmbunătăți afacerea? Ați fost refuzat de bănci și de alte instituții financiare? Aveți nevoie de un împrumut de consolidare sau de credit ipotecar? refinanțare? și, de asemenea, crearea de echipamente de afaceri. Sunt o femeie internațională de afaceri și un împrumut care a oferit împrumuturi persoanelor fizice și firmelor din Europa, Asia, Africa și alte părți ale lumii.

    Deci, dacă doriți să obțineți un împrumut de la compania mea, ne puteți contacta astăzi.

    Suma maximă pe care o împrumutăm este de 500.000.000,00 în următoarele
    valută: Dolari americani de stat, Europa și marii britanice (GBP).

    Creditele noastre sunt bine asigurate pentru ca securitatea maxima este prioritatea noastra. Obiectivul nostru principal este de a va ajuta sa obtineti serviciile pe care le meritati. Programul nostru este cel mai rapid mod de a obtine ceea ce aveti nevoie intr-o clipa. Reduceți-vă plățile pentru a ușura efortul pentru cheltuielile dvs. lunare. Obțineți flexibilitate cu care puteți utiliza pentru orice scop de la vacanțe, la educație, la achiziții unice. Solicitanții interesați ar trebui să ne contacteze prin e-mail: augustaibramhim11@gmail.com

    Dacă sunteți interesat să obțineți un împrumut, atunci vă rugăm să ne scrieți cu cerința de împrumut. Vă rugăm să ne contactați pentru mai multe informații: augustaibramhim11@gmail.com
    Cu stimă,

    Solicitanții interesați ar trebui să contacteze doamna Augusta Ibramhim prin e-mail: augustaibramhim11@gmail.com

    1. Salut, numele meu este Victoria Alberto, victima unei fraude în mâinile creditorilor falși. am pierdut aproximativ 6.000 de euro pentru că aveam nevoie de un capital mare de 80.000 euro, aproape că am murit, nu aveam unde să merg. afacerea mea a fost distrusă, iar în acest proces mi-am pierdut fiul. Nu puteam să stau așa ceva din nou. în martie 2017, m-am întâlnit cu un prieten care mi-a prezentat o mamă bună, doamna Olivia Daniel, care în cele din urmă mi-a ajutat să obțin un împrumut într-o companie. mama bună vreau să folosesc această ocazie pentru a vă mulțumi și Dumnezeu să vă poată binecuvânta. De asemenea, îmi place să folosesc această ocazie pentru a vă sfătui pe colegii români, că există mulți escroci acolo, deci dacă aveți nevoie de un împrumut și doriți să vă asigurați rapid un împrumut, înregistrați-vă prin intermediul doamnei Olivia Daniel prin e-mail: (oliviadaniel93@gmail.com ). puteți să mă contactați și prin intermediul acestui e-mail: (victoriaalberto78@gmail.com). dacă aveți vreo îndoială. vă rog, ea este singura persoană de încredere și de încredere.

      1. Buna,
        Sunt dna Alicia Radu, creditor privat de împrumut, care oferă împrumuturi pentru oportunități de viață. Sunteți în orice fel de dificultăți financiare? Are nevoie de un împrumut pentru consolidarea datoriilor, la o rată de construcție de 2%, împrumut imobiliar, refinanțare, scop personal, de afaceri sau de urgență? Sunteți un om de afaceri sau femei care se gândesc la extinderea afacerii dvs. oferind împrumuturi de toate tipurile. daca sunteti interesati contactati-ne astazi prin (aliciaradu260@gmail.com)


        1) Numele complet:
        2) Țara:
        3) Adresa:
        4) Stat:
        5) Sex:
        6) Starea civilă:
        7) Ocupatia:
        8) Număr de telefon:
        9) Poziția curentă la locul de muncă:
        10) Venit lunar:
        11) Suma imprumutata necesara:
        12) Durata împrumutului:
        13) Scopul împrumutului:
        14) Religia:
        15) Ați aplicat înainte:
        16) Data nașterii:

  19. Aveți nevoie de un împrumut de afaceri pentru a vă extinde afacerea? Aveți credit rău pe care doriți să-l rezolvați? Aplicați acum pentru un împrumut cu noi și obțineți aprobarea instantanee. Oferim un împrumut celor care se află în stres financiar, precum și pentru expansiunea afacerilor. Contactați-ne astăzi și obțineți aprobarea. Oferim tot felul de împrumuturi, cum ar fi împrumuturi personale, împrumuturi de afaceri, împrumut de credit rău, împrumut de acasă și împrumut auto. Contactați-ne oficial la adresa de e-mail de mai jos (consumerloanfirm@gmail.com)

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  21. Bună ziua tuturor, aveți nevoie de un împrumut? Căutați fonduri pentru a achita creditele și datoriile? Oferim împrumuturi fără cecuri de credit, fără garanții, pași simpli, finanțare rapidă și rată scăzută a dobânzii de 3%. Contactați-ne astăzi prin e-mail: Oceanicfinance113@gmail.com

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