5 Things to Remember Once Your Personal Loan is Approved

post-approval

Introduction

Personal Loan is a powerful financial solution that frees you from the stress and fear of shortage of funds. It saves you the embarrassment of asking, your close ones, for funds. So, how can a personal loan be so helpful and be availed with such ease? This stems from the fact that a digital lending platform, such as Loan Singh, provides a personal loan with no collateral. Availed for a variety of purposes such as home improvement, travel, medical expenses, house repair and more, a personal loan is a perfect financial aid. The personal loan application process at Loan Singh is simple and quick. Loan Singh’s mission is to help salaried individuals to get a personal loan without any time delay or inconvenience. We are working hard to ensure you get the best service. We require that you, as a borrower, must also be prudent in handling the approved personal loan. Although there are hundreds of things you shouldn’t do with your approved personal loan, we thought of mentioning only 5 such things which can turn your financial lease into a quicksand.

 

Who Can Avail a Personal Loan?

To be eligible to avail a personal loan with Loan Singh, you need to be

  • of a minimum age of 21 years and of Indian nationality
  • salaried and earning a minimum monthly salary of Rs.15,000
  • credit worthy with a good credit score (if you have availed a loan before)
  • working for a minimum of past 3 months (if you have never availed a loan before)

 

The Fastest Personal Loan Process

The fastest way to get a personal loan is by heading over to Loan Singh’s Get Started page and completing the application. You only need your PAN Card and latest 6 months bank statement. The statement has to be in PDF format only.

Get Started Page – Select ‘PERSONAL LOAN’ from the drop-down and enter the loan amount with the desired repayment tenure.

Registration page – Add your contact number, personal email ID and corporate email ID

Social Authorization – Connect your Facebook, Google+ and LinkedIn profiles for discounted rates

Profile Page – Fill in your name, gender, father’s name, number of dependents and PAN Details. We use your PAN Card Number to check your Credit Score and as a KYC document.

Address Page – Choose your type of residence; mention your street address, city, state and pin code.

Job Profile Page – Mention your current designation, total work experience, company name, highest qualification, last institution attended and monthly salary.

Financials page – Upload your latest 6 months bank statement either from your computer, GMail account or net-banking account.

Auto Debit Page – Provide permissions to your bank name, account number and IFSC code so that Loan Singh can auto debit the EMI amount from your account every month. This way you don’t need to set reminders or miss-out on any loan EMI repayments.

 

5 Things to Remember Upon Personal Loan Approval

If you meet our eligibility for a personal loan, there are high chances your loan will get approved. But once it is approved, your task is to ensure that you be diligent and prepared to clear the loan as early as possible. Let’s now look at 5 things to remember once your loan is approved.

Apply Wisely

Now just because you have got the funds, it does not mean you can now get your foot-off the pedal and cruise along. It is wise to firstly apply for a personal loan based on your financial capability. This you should do, before applying, by checking our EMI calculator. Taking a personal loan is like jumping on a trampoline. You get the funds to spend in times of need but you do need to repay it back. So during the application phase itself, have the repayment of the personal loan figured out.

Be On Track with Tenure

The runway to repay your personal loan may not be a long one. Unlike a secured loan like vehicle or home, a personal loan is a short term loan. It gets you the cash to meet unexpected emergencies but remember that the loan is a debt. Your endeavor has to be loan clearance within the tenure. Missing out on repayment can lead to default and prolonging your tenure. Stick to the tenure and clear the loan on-time.

Apply For another Loan

Sometimes it is better to be safe than sorry. There could be an instance where you may not be eligible for the loan amount you need and so you will continue hunting for funds at different banks. Try not to do that. Stay away from putting your monthly EMI obligations at risk. Clear one and then apply for the next. Being prompt with your loan repayments with Loan Singh helps you not only to improve your credit score but also build a good repayment history with Loan Singh, and get a second loan someday.

Don’t Miss On EMIs

The most basic of all pointers – missing out on EMI repayments, could hit your credit score in a bad way. Add to that the penalty on missing an EMI can easily lead to added expenses each month. Procrastinating with the EMIs can slowly push it to a point of no return. Ensure you keep reminders about the EMI due-date or you can easily set-up an auto debit feature and allow Loan Singh to deduct the EMI from your account each month.

Don’t Divert From the Purpose

Utilize the amount you avail for exactly the purpose you have mentioned. For example: do not spend the personal loan amount on unwanted wasteful indulgences. Focus on making use of the funds to get out of your financial emergency rather than thinking of spending it and moving to a bank for funds. Remember applying for credit at various credit institutions like banks leads to hard inquiries which adversely affect your CIBIL score.

 

39 thoughts on “5 Things to Remember Once Your Personal Loan is Approved

  1. Hello, ODA Loan Company. Our company provides loans at low rate of 2%. Do you need urgent loan to pay off your debts, bills and to expand your business, or you need a loan to improve your business? You have been rejected by banks and other financial institutions? This service will provide both individuals, companies, business men and women. But we guarantee the loan and we have helped many people around the world and we provide direct loans for ever so that signing up with us and we do not rush our customers to pay their loans but the financial opportunities at your door step, so contact us today via email at: mariajacksonloaninvestment@gmail.com

  2. Hello Everyone,

    We welcome you to Maria Harry Loan Firm, a firm charged with the responsibility of giving out loan sums at an interest rate of 2%. We offer loan sums ranging from $1,000.00 – $500,000,000.00. If you are in urgent need of a loan and you have a bad credit, do contact us now for a very fast and affordable loan and please note that we deal with serious minded people and we have no room for scammers and online fraudsters. We await a response from you.

    Regards,
    Maria Harry Loan INC.

  3. Hello Everyone,

    We welcome you to Maria Harry Loan Firm, a firm charged with the responsibility of giving out loan sums at an interest rate of 2%. We offer loan sums ranging from $1,000.00 – $500,000,000.00. If you are in urgent need of a loan and you have a bad credit, do contact us now via our email address on mariaharryloanfirm@gmail.com or mariaharryloanfirm000@yahoo.com or on Google Hangout on MARIA HARRY for a very fast and affordable loan and please note that we deal with serious minded people and we have no room for scammers and online fraudsters. We await a response from you.

    Regards,
    Maria Harry Loan INC.

  4. Its like you read my mind! You seem to know sߋ muсh
    about this, like you wrote the book in it օr something.

    Ι think that you cаn do with a few pics to
    drive thе message home a little bit, but other tһan that, this is magnificent blog.
    Ꭺ fantastic read. I will definitеly be back.

  5. Hello Everyone my name is Michele Truman, i am very happy today because i was once looking for a financial help to support my family so God used Mr Larry Smith to help me and i receive a loan amount of 30,000.00usd from his company for a low rate of 2% and i want you all that are in need of a loan to contact Larry Smith for more info via email, larrysimthloan@gmail.com..

  6. DO YOU NEED A LOAN?

    We are Currently offering a floating loan scheme at interest rate of 2% with proper valid identity card for verification.
    You can send your loan request for any amount of loan you need.
    We offer loans ranging from $5,000.00 USD Min. $50,000,000.00 USD Max.
    We long-term credit from five (5) to fifty (50) years maximum.
    We give the following type of loan: Project loan, Refinance loan, business investment loans, car or vehicle Loans, Student loan, debt consolidation, housing Loans, Personal loans, travel and vacation loan, Christmas and new year loan.
    Our company also need a person that can be our company representative in your country.
    Contact our STEPHEN WILLIAMS FINANCIAL LOAN FIRM office via email: stephenswillsloan@gmail.com
    If you are interested in our financial offer and wants to acquire a loan from us, contact us and give us the details below, and that will be needed to initiate the loan sum terms and conditions accordingly.
    Name: ____________________________
    Gender: _______________________________
    Marital status: _______________________
    Contact Address: ______________________
    City / Zip: ________________________
    Country: ______________________________
    Date of Birth: ________________________
    Amount Needed as Loan: ________________
    Loan Duration: ________________________
    Monthly Income / Yearly Income: _________
    Occupation: ___________________________
    Purpose for Loan: _____________________
    Phone: ________________________________
    Fax: __________________________________
    In recognition of these details will be sent a well calculated Terms and Conditions including the agreement.
    Thank you for your patronage!
    Best Regards,
    STEPHEN WILLIAMS FINANCIAL LOAN FIRM
    Email: stephenswillsloan@gmail.com
    Website: http://stevenwilliamsfinancialloanfirm.webs.com/
    Twiiter: @stephenswillsl1
    Instagram: stephenswillsloan

  7. Construction loans for new-built homes are either obtained by the homebuilder or prospective owner. In pre-recession days, small builders had greater access to capital but now must frequently put the onus on the buyer to get the loan.

  8. Fantastic beat ! I would like to apprentice while you amend your website, how can i subscribe for a blog web site? The account helped me a acceptable deal. I had been a little bit acquainted of this your broadcast provided bright clear concept

  9. We give out loan to interested individuals who are seeking loan with good faith.Are you seriously in need of an urgent loan? then you are at the right place. We give out business loan,personal loan, contact us for your loan request to meet your demand and set out from financial problem.contact us now on email: (instantpaydayin@gmail.com) (+918270174019)

  10. Do you need a fast loan to start a business or to pay your bills and finances your company for real estate or any type of business investment, ( rolandfredrickloaninsuranceplc@gmail.com or Whats App +1(845)731 5341) We also offer loans to individuals, companies and corporate bodies at an interest rate of 2%. We grant loans to serious people interested in our genuine loan. If you are interested in the loan offer contact this email at: rolandfredrickloaninsuranceplc@gmail.com or Whats App +1(845)731 5341

  11. Hello viewers all over the world, There is good news for you all today get your Blank ATM card that works in all ATM machines all over the world. We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We give out this cards to all interested clients worldwide, the card has a daily withdrawal limit of $5,000 Dollars on ATM Machine and up to $55,000 Dollars spending limit in stores depending on the kind of card you order for and the amounts of money you need in the ATM CARD, From a minimum range of $10,000 to a maximum of $15 million Dollars, With our network hacking services (Sarkpaya Hackers) and other TOP PRIME AA HACKERS like Mitnick Security, NASA hackers, Legal Hackers, Ethical Hacker etc. Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable, We are certified and your privacy is 100% safe with us. Worry no more about your financial problems, If you are in need of any other cyber hack services, we are here for you anytime, any day. email us at our Email Address: sarkpayahackers@gmail.com

    Regards
    SARKPAYA WOLRDWIDE HACKERS
    Email sarkpayahackers@gmail.com
    Phone Number: +1 (512)456-8948
    Motto: We offer the fastest and reliable services

  12. Heya i am for the first time here. I came across this board and I find It really useful & it helped me out much. I am hoping to offer one thing back and aid others like you aided me.

  13. great post, very informative. I wonder why the other specialists of this sector do not notice this. You must continue your writing. I am sure, you’ve a huge readers’ base already!

  14. Along with almost everything that appears to be building throughout this particular area, all your viewpoints are somewhat exciting. Even so, I am sorry, but I do not give credence to your entire strategy, all be it exciting none the less. It appears to us that your commentary are not entirely justified and in fact you are yourself not even entirely certain of the argument. In any event I did take pleasure in examining it.

  15. Thank you for every other great post. Where else could anyone get that type of information in such an ideal means of writing? I have a presentation next week, and I’m on the search for such information.

  16. Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $10,500. to $30,000.000 as low as 2% interest Kindly respond immediately to thise mail: highclassloanfund@gmail.com Our Services Include the Following: Debt Consolidation Second Mortgage Business Loans Personal Loans International Loans Loan for any kinds Family loan E.T.C No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true. (High.Class.Loan.Fund.Company). says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan contact us, Kindly respond immediately to this email: highclassloanfund@gmail.com NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score. Get your instant loan approval Our Services Include the Following: Debt Consolidation Second Mortgage Business Loans Personal Loans International Loans Loan for any kinds Family loan E.T.C Phone Number +1 917 259-4165 We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Yours Sincerely, Mr Chris Fluent.

  17. Cerc de lumină,
    Eu sunt Julia Simon Aș dori să primesc o bună lucrare a lui Dumnezeu în viața mea poporului meu care caută împrumuturi în Asia și în alte părți ale cuvântului, pentru că economia este rău în unele țări.
    În prezent trăiesc în Jakarta aici, în Indonezia. Sunt o văduvă cu patru copii și sunt blocată într-o situație financiară în iulie 2017 și trebuie să refinanțez și să-mi plătesc facturile.
    Sunt o victimă a scandalului de credit de 2 credite, am pierdut o mulțime de bani pentru că căutam un împrumut de la compania lor. Aproape am murit în acest proces pentru că am fost arestat de oameni din mine, înainte de a fi eliberat din închisoare și prietenii mei mi-au explicat situația și apoi m-au introdus într-o companie de împrumut de încredere de GLOBAL FIANCE LIMITED
    Pentru persoanele care caută împrumuturi? Deci, trebuie să fii foarte atent, deoarece multe companii de pe internet sunt înșelătorii aici, dar sunt încă foarte reale în companiile de împrumuturi false.
    Am primit un împrumut de la GLOBAL FIANCE LIMITED Rp500.000.000 foarte ușor în 24 de ore după ce am aplicat, așa că am decis să accept munca bună a lui Dumnezeu prin GLOBAL FIANCE LIMITED în viața mea de familie. Vă sfătuiesc cu plăcere dacă aveți nevoie și contactați doamna AUGUSTA IBRAMHIM, CEO al GLOBAL FIANCE LIMITED. Contactați-le prin e-mail :. (augustaibramhim11@gmail.com)
    De asemenea, puteți să mă contactați prin intermediul adresei de e-mail de la adresa (juliasimon3600@gmail.com) dacă vi se pare dificilă sau doriți.

  18. OFERIM TOATE TIPURI DE ÎMPRUMUT – SE APLICĂ PENTRU ÎMPRUMUTURI AFFORDABILE.

    Cauți un împrumut? esti la locul potrivit pentru solutiile tale de credit chiar aici! Global Finance Limited oferă împrumuturi companiilor și persoanelor fizice la o rată a dobânzii scăzută și accesibilă de 2%. vă rugăm să ne contactați prin e-mail prin intermediul
    augustaibramhim11@gmail.com

     APPLICATION DATA
    1) Numele complet:
    2) Țara:
    3) Adresa:
    4) Stat:
    5) Sex:
    6) Starea civilă:
    7) Ocupatia:
    8) Număr de telefon:
    9) Poziția curentă la locul de muncă:
    10) Venit lunar:
    11) Suma imprumutata necesara:
    12) Durata împrumutului:
    13) Scopul împrumutului:
    14) Religia:
    15) Ați aplicat înainte:
    16) Data nașterii:

    Vreau să știi că ALLAH nu va lăsa oamenii buni să-și facă foame, dar el va păstra răi din ceea ce vor.

    Îmi pare rău pentru ceea ce ați trecut înainte, infectați că este una dintre problemele în mâinile creditorilor falși, Sunteți un bărbat sau o femeie de afaceri? Sunteți în orice situație financiară sau Aveți nevoie de fonduri pentru a vă începe propria afacere? Aveți nevoie de un împrumut pentru a începe o mică afacere și o afacere medie? Aveți un scor de credit scăzut și sunteți greu să obțineți împrumut de capital de la băncile locale și alte instituții financiare ?. Solicitanții interesați ar trebui să ne contacteze prin e-mail: augustaibramhim11@gmail.com

    Vreau să știți că această companie este o companie autentică cu rezultate bune. De asemenea, doresc să vă informez că nu am fost implicați niciodată în activități de fraudă. și vă pot asigura că ceea ce altă companie nu poate face pentru dvs., o voi face pentru dvs. și vă voi face fericiți și vă veți zâmbi pe față. îți dau cuvântul meu doar să ai încredere în mine și nu vei regreta să faci afaceri cu noi, căutăm mai multe, pentru că suntem aici să ne ocupăm de toate problemele tale financiare, lucru din trecut.

    Vă pot asigura 100% că suntem o companie de încredere care în prezent înființează o schemă în formă de împrumut de achiziție pentru a ajuta diferite persoane fizice, precum și organizațiile care au intenții de renovare, datorii? Aveți nevoie de un împrumut de urgență pentru a vă plăti datoria sau aveți nevoie de un împrumut pentru a vă îmbunătăți afacerea? Ați fost refuzat de bănci și de alte instituții financiare? Aveți nevoie de un împrumut de consolidare sau de credit ipotecar? refinanțare? și, de asemenea, crearea de echipamente de afaceri. Sunt o femeie internațională de afaceri și un împrumut care a oferit împrumuturi persoanelor fizice și firmelor din Europa, Asia, Africa și alte părți ale lumii.

    Deci, dacă doriți să obțineți un împrumut de la compania mea, ne puteți contacta astăzi.

    Suma maximă pe care o împrumutăm este de 500.000.000,00 în următoarele
    valută: Dolari americani de stat, Europa și marii britanice (GBP).

    Creditele noastre sunt bine asigurate pentru ca securitatea maxima este prioritatea noastra. Obiectivul nostru principal este de a va ajuta sa obtineti serviciile pe care le meritati. Programul nostru este cel mai rapid mod de a obtine ceea ce aveti nevoie intr-o clipa. Reduceți-vă plățile pentru a ușura efortul pentru cheltuielile dvs. lunare. Obțineți flexibilitate cu care puteți utiliza pentru orice scop de la vacanțe, la educație, la achiziții unice. Solicitanții interesați ar trebui să ne contacteze prin e-mail: augustaibramhim11@gmail.com

    Dacă sunteți interesat să obțineți un împrumut, atunci vă rugăm să ne scrieți cu cerința de împrumut. Vă rugăm să ne contactați pentru mai multe informații: augustaibramhim11@gmail.com
    Cu stimă,
    Doamna AUGUSTA IBRAMHIM
    augustaibramhim11@gmail.com

    Solicitanții interesați ar trebui să contacteze doamna Augusta Ibramhim prin e-mail: augustaibramhim11@gmail.com

    1. Salut, numele meu este Victoria Alberto, victima unei fraude în mâinile creditorilor falși. am pierdut aproximativ 6.000 de euro pentru că aveam nevoie de un capital mare de 80.000 euro, aproape că am murit, nu aveam unde să merg. afacerea mea a fost distrusă, iar în acest proces mi-am pierdut fiul. Nu puteam să stau așa ceva din nou. în martie 2017, m-am întâlnit cu un prieten care mi-a prezentat o mamă bună, doamna Olivia Daniel, care în cele din urmă mi-a ajutat să obțin un împrumut într-o companie. mama bună vreau să folosesc această ocazie pentru a vă mulțumi și Dumnezeu să vă poată binecuvânta. De asemenea, îmi place să folosesc această ocazie pentru a vă sfătui pe colegii români, că există mulți escroci acolo, deci dacă aveți nevoie de un împrumut și doriți să vă asigurați rapid un împrumut, înregistrați-vă prin intermediul doamnei Olivia Daniel prin e-mail: (oliviadaniel93@gmail.com ). puteți să mă contactați și prin intermediul acestui e-mail: (victoriaalberto78@gmail.com). dacă aveți vreo îndoială. vă rog, ea este singura persoană de încredere și de încredere.
      Mulțumesc.

      1. Buna,
        Sunt dna Alicia Radu, creditor privat de împrumut, care oferă împrumuturi pentru oportunități de viață. Sunteți în orice fel de dificultăți financiare? Are nevoie de un împrumut pentru consolidarea datoriilor, la o rată de construcție de 2%, împrumut imobiliar, refinanțare, scop personal, de afaceri sau de urgență? Sunteți un om de afaceri sau femei care se gândesc la extinderea afacerii dvs. oferind împrumuturi de toate tipurile. daca sunteti interesati contactati-ne astazi prin (aliciaradu260@gmail.com)

        APPLICATION DATA

        1) Numele complet:
        2) Țara:
        3) Adresa:
        4) Stat:
        5) Sex:
        6) Starea civilă:
        7) Ocupatia:
        8) Număr de telefon:
        9) Poziția curentă la locul de muncă:
        10) Venit lunar:
        11) Suma imprumutata necesara:
        12) Durata împrumutului:
        13) Scopul împrumutului:
        14) Religia:
        15) Ați aplicat înainte:
        16) Data nașterii:
        Mulțumiri,

  19. Aveți nevoie de un împrumut de afaceri pentru a vă extinde afacerea? Aveți credit rău pe care doriți să-l rezolvați? Aplicați acum pentru un împrumut cu noi și obțineți aprobarea instantanee. Oferim un împrumut celor care se află în stres financiar, precum și pentru expansiunea afacerilor. Contactați-ne astăzi și obțineți aprobarea. Oferim tot felul de împrumuturi, cum ar fi împrumuturi personale, împrumuturi de afaceri, împrumut de credit rău, împrumut de acasă și împrumut auto. Contactați-ne oficial la adresa de e-mail de mai jos (consumerloanfirm@gmail.com)

  20. I’m really enjoying the design and layout of your site. It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did you hire out a developer to create your theme? Great work!

  21. Bună ziua tuturor, aveți nevoie de un împrumut? Căutați fonduri pentru a achita creditele și datoriile? Oferim împrumuturi fără cecuri de credit, fără garanții, pași simpli, finanțare rapidă și rată scăzută a dobânzii de 3%. Contactați-ne astăzi prin e-mail: Oceanicfinance113@gmail.com

Leave a Reply

Your email address will not be published. Required fields are marked *