Loan Singh Explains – The Meaning of Cryptocurrency

Loan Singh Explains – The Meaning of Cryptocurrency

Introduction The year 2013 will always be remembered as the year when the word ‘Cryptocurrency’ and ‘Bitcoin’ became by words for ‘future of finance’, ‘new age of transactions’, etc.  In this article of ‘Loan Singh Explains’, we talk about Cryptocurrency and its biggest exponent – Bitcoin. Bitcoin is a type of cryptocurrency which in recent timesRead more about Loan Singh Explains – The Meaning of Cryptocurrency[…]

Loan Singh Explains: The Importance of Credit Card Safety

Loan Singh Explains: The Importance of Credit Card Safety

Introduction Let’s face it, we often take safety for granted. We feel it is okay to not wear a seat belt while driving, okay to just run across the road during traffic, ignore financial safety by defaulting on your personal loan EMIs, and more. Being a digital lending platform, majority of Loan Singh’s borrowers areRead more about Loan Singh Explains: The Importance of Credit Card Safety[…]

5 Things to Remember When Availing an Online Personal Loan

5 Things to Remember When Availing an Online Personal Loan

Introduction With the term ‘cashless’ taking center stage in India’s financial circles, since December 2016’s Demonetization, the spillover effect can be seen on personal finance in the form of ‘Online Personal Loan’, as well. What is an Online Personal Loan? It is a financial transaction in which a financial institution agrees to provide a personalRead more about 5 Things to Remember When Availing an Online Personal Loan[…]

Introducing Loan Singh – The Face of Digital Lending In India

Introducing Loan Singh – The Face of Digital Lending In India

Introduction Digital lending in India is not in a nascent stage, as believed. With the shrinking gap between technology and traditional lending practices, the financial services industry is only going to profit from it. The access to data is now much easier as compared to before thanks to the advent of e-KYC, NACH and InternetRead more about Introducing Loan Singh – The Face of Digital Lending In India[…]

Loan Singh Explains – A Beginner’s Guide to Credit Cards

Loan Singh Explains – A Beginner’s Guide to Credit Cards

Introduction Being a digital lending platform, we are compelled to write more and more about Credit Cards. This is because majority of our borrowers, who have availed a personal loan from Loan Singh, are credit card holders. So, ensuring that you manage both, i.e. your credit card and personal loan, is crucial to a debt-freeRead more about Loan Singh Explains – A Beginner’s Guide to Credit Cards[…]

6 Discreet Ways Credit Cards Ruin Your CIBIL Score

6 Discreet Ways Credit Cards Ruin Your CIBIL Score

Introduction We have written at length about the purpose and benefits of making your loan EMI repayments on-time. We plead, and then admonish, borrowers who take their loan responsibilities lightly. Although we are focused on providing you a personal loan without any hassles or worry, we are still concerned about your credit score. There isRead more about 6 Discreet Ways Credit Cards Ruin Your CIBIL Score[…]

Loan Singh Teaches You 5 Benefits of Prompt EMI Repayments

Loan Singh Teaches You 5 Benefits of Prompt EMI Repayments

Introduction We, at Loan Singh, are flabbergasted to see the fate of our borrowers who default in their EMI repayments. It hurts us because despite being salaried, hardworking and financially independent, these individuals struggle to understand the importance of paying their EMI repayments on time. The reasons we get are varied with some simply procrastinatingRead more about Loan Singh Teaches You 5 Benefits of Prompt EMI Repayments[…]

Loan Singh Explains: Personal Loan Post Approval Process

Loan Singh Explains: Personal Loan Post Approval Process

Introduction In the past 2 days, we have seen quite a many ‘Thank You’ messages on our Facebook page. This is due to the simplistic explanation we provided, our readers & borrowers, about ‘Pre-approved’ and ‘Loan underwriting’. In today’s piece, we will focus on the personal loan post approval. A personal loan availed via aRead more about Loan Singh Explains: Personal Loan Post Approval Process[…]

Loan Singh Explains: Personal Loan Underwriting

Loan Singh Explains: Personal Loan Underwriting

Introduction In our previous piece, we discussed about pre-approved personal loans and how ‘pre-approved’ does not guarantee a loan approval. Today, we will talk about the process between the ‘pre-approved’ and ‘approved’/’rejected’ stages. You must be wondering what happens to all those applicants who seek a personal loan from Loan Singh’s digital lending platform. BeingRead more about Loan Singh Explains: Personal Loan Underwriting[…]