Budget 2018 – Does it play second fiddle to GST or not?

Budget 2018 – Does it play second fiddle to GST or not?

Introduction On the 1st of July 2017, the country awoke to the implementation of the Goods & Service Tax (aka GST). Despite a lot of confusion about its principles and impact, we aligned our economic point of views towards it. Words such as ‘inflation’, ‘GDP’, ‘economic sector’, etc. were thrown around in polls, interviews andRead more about Budget 2018 – Does it play second fiddle to GST or not?[…]

KYC or ‘Know Your Customer’ – Understanding its Importance

KYC or ‘Know Your Customer’ – Understanding its Importance

Introduction  The purpose and implementation of complete KYC documentation was at its peak during the end of 2017. Banks, agents and even telecom companies put out alerts to their respective customers urging them to become fully KYC compliant. Many salaried individuals had to get this done to comply with RBI’s norms pertaining to KYC. WithRead more about KYC or ‘Know Your Customer’ – Understanding its Importance[…]

Credit Bureau Report Errors – What are they? And how to rectify them?

Credit Bureau Report Errors – What are they? And how to rectify them?

Introduction A topic of confusion, and discussion alike, a credit bureau report is a month-on-month record of your loan related EMI payments (personal loans, home loans, automobile loans, and overdraft facilities), credit card bill payments, etc. The report can be requested by you or a credit provider (usually when you have applied for a loanRead more about Credit Bureau Report Errors – What are they? And how to rectify them?[…]

Credit Card Closure – How to do it? and 7 Things To Keep In Mind!

Credit Card Closure – How to do it? and 7 Things To Keep In Mind!

Introduction Being part of a millennial generation, our spending has slowly enveloped new-age expenses such as Netflix or an Amazon Prime subscription. We love buying new handsets and selling-off the older ones. Catering to such expenses requires us to plan our monthly income in a smarter way. Some of us own more than one creditRead more about Credit Card Closure – How to do it? and 7 Things To Keep In Mind![…]

The Role of Budgeting in Prompt EMI Repayments

The Role of Budgeting in Prompt EMI Repayments

Introduction Budgeting is an exercise that can improve your financials. Why is Loan Singh concerned with ‘Budgeting’? It’s because we are a digital lending platform and we provide an online personal loan to salaried individuals based on the assurance of the EMIs being repaid on time. If your application is approved with Loan Singh, thenRead more about The Role of Budgeting in Prompt EMI Repayments[…]

6 Cryptocurrencies Around The World That Are Not Bitcoin

6 Cryptocurrencies Around The World That Are Not Bitcoin

Introduction In the last few days, we have seen a deluge of activity regarding Cryptocurrencies. A lot has already been written about it by finance experts and bloggers, alike. Some finance analysts ravel about its emergence; while banks, governments and financial circles are looking over their shoulders, keeping track on its recent developments. Being aRead more about 6 Cryptocurrencies Around The World That Are Not Bitcoin[…]

Credit Card Loan – How is it different from a Personal Loan?

Credit Card Loan – How is it different from a Personal Loan?

Introduction A loan is a financial tool that helps salaried individuals to get out of a financial emergency or to spend on a celebratory occasion. This is the impact of credit in our lives. Each month, Loan Singh’s digital lending platform receives thousands of applications from salaried individuals for a personal loan. Gone are theRead more about Credit Card Loan – How is it different from a Personal Loan?[…]

Loan Singh Explains – The Concept of Payments Bank in India

Loan Singh Explains – The Concept of Payments Bank in India

Introduction On 17th September 2017, Airtel Payments Bank announced its integration with United Payments Interface (UPI). This made Airtel Payments Bank, the first of its kind, to integrate with UPI. This collaboration gives us an opportunity to learn about payments bank and its purpose. Loan Singh is a digital lending platform with a mission toRead more about Loan Singh Explains – The Concept of Payments Bank in India[…]