Digital Lending Marketplace|Personal Loans|Lend Borrow
Introduction Personal Finance is the consistent management and improvement of your personal funds over the years. In doing so, you need to keep in mind financial risks and future life events such as wedding, purchase of a car or home. You have to look at your preference for varied financial products such as bankRead more about 3 Reasons Why Personal Finance Is Important For Salaried Professionals[…]
Introduction Credit History, as it says is a history or record of your credit. Compiled from a number of sources such as banks, credit card companies, collection agencies and governments, it highlights how responsibly you repay your debts, credit card bills and any loan EMIs. The credit history consists of information such as number andRead more about 5 Ways How You Can Maintain A Positive Credit History[…]
Introduction The advent of Digital Lending in India has made traditional financial institutions like banks re-think their product offerings to suit the internet friendly millennials. Technology too has played an important role in the rise of Digital lending with digitalized loan application process, minimal documentation, competitive interest rates and quick disbursement thwarting the traditional lendingRead more about 4 Comparison Parameters for Personal Loan in India[…]
It was inevitable! With years of pain points not addressed, lengthy paperwork not shortened and weeks of uncertainty to learn of your loan status, banks are no longer the single largest lending monopoly. Digital lending platforms have taken the lead in terms of quick service, digital process, disbursement within few hours etc. Let us lookRead more about 3 Ways Digital Lending Platforms are a Boon for Millennials[…]
When it comes to borrowing, it’s a good idea to understand the various types of loan on offer. Loans differ based on interest rates, tenure, choice of lender from where the loan is to be taken and if is is secured or not. What’s collateral and why does one need to provide any? That’s what SecuredRead more about Secured Vs Unsecured Loans; How Do They Differ?[…]
Jacob was with his friends on Saturday night relaxing after a hectic week at work. Being a Senior Accountant at an established firm, he was used to having a tough week. Just then his phone buzzes and the evening is a shambles.His mother has had a fall and needs to be taken to hospital asRead more about Medical Emergency Loans From Loan Singh[…]
Credit cards have certainly come a long way since replacing a bundle of currency notes in a wallet. Yet, there are always complaints from customers as to why they are charged excessive fees. Although the ‘Terms and Conditions’ for credit card usage are mentioned on bank websites, there is still confusion. What are CreditRead more about How To Be Careful With Credit Cards? By Loan Singh[…]
The principal way by which banks earn income is through loans. Loans are typically for fixed terms at fixed rates. Loans are secured with real property or assets. Prepayment penalties are charged if the loan is cleared ahead of tenure. Part of a loan process includes evaluation of the borrowers using credit card history checks.Read more about Best Interest Rates Are Here! Introducing Digital Lending[…]
Budgeting is an exercise that can improve your financials. Why is Loan Singh concerned with ‘Budgeting’? It’s because we are a digital lending platform and we provide an online personal loan to salaried individuals based on the assurance of the EMIs being repaid on time. If your application is approved with Loan Singh, then youRead more about The Role of Budgeting in Prompt EMI Repayments for Loan Singh[…]
The starting point to all investment decisions depends on your understanding of the investment options or asset classes you may want to consider. What are Asset Classes? The concept of Asset Classes is tough to understand because assets and their classes come with varied degrees of market behavior, tenure and value. Typically, an ‘Asset’ isRead more about 5 Asset Classes Explained! 1st One Is The Most Common[…]
Welcome to the Loan Singh blog. If you are reading this, you’re probably someone who wants to take personal loans from us, a prospective lender, or hey, even someone who found our name intriguing. With this in mind, our first Loan Singh blog post and subsequent articles will highlight and discuss Loan Singh’s offerings and featuresRead more about Personal Loans – Quick, Easy & Hassle-Free[…]