3 Reasons Why Personal Finance Is Important For Salaried Professionals

3 Reasons Why Personal Finance Is Important For Salaried Professionals

  Introduction Personal Finance is the consistent management and improvement of your personal funds over the years. In doing so, you need to keep in mind financial risks and future life events such as wedding, purchase of a car or home. You have to look at your preference for varied financial products such as bankRead more about 3 Reasons Why Personal Finance Is Important For Salaried Professionals[…]

5 Ways How You Can Maintain A Positive Credit History

5 Ways How You Can Maintain A Positive Credit History

Introduction Credit History, as it says is a history or record of your credit. Compiled from a number of sources such as banks, credit card companies, collection agencies and governments, it highlights how responsibly you repay your debts, credit card bills and any loan EMIs. The credit history consists of information such as number andRead more about 5 Ways How You Can Maintain A Positive Credit History[…]

4 Comparison Parameters for Personal Loan in India

4 Comparison Parameters for Personal Loan in India

Introduction The advent of Digital Lending in India has made traditional financial institutions like banks re-think their product offerings to suit the internet friendly millennials. Technology too has played an important role in the rise of Digital lending with digitalized loan application process, minimal documentation, competitive interest rates and quick disbursement thwarting the traditional lendingRead more about 4 Comparison Parameters for Personal Loan in India[…]

3 Ways Digital Lending Platforms are a Boon for Millennials

3 Ways Digital Lending Platforms are a Boon for Millennials

It was inevitable! With years of pain points not addressed, lengthy paperwork not shortened and weeks of uncertainty to learn of your loan status, banks are no longer the single largest lending monopoly. Digital lending platforms have taken the lead in terms of quick service, digital process, disbursement within few hours etc. Let us lookRead more about 3 Ways Digital Lending Platforms are a Boon for Millennials[…]

How To Be Careful With Credit Cards? By Loan Singh

How To Be Careful With Credit Cards? By Loan Singh

Credit cards have certainly come a long way since replacing a bundle of currency notes in a wallet. Yet, there are always complaints from customers as to why they are charged excessive fees. Although the ‘Terms and Conditions’ for credit card usage are mentioned on bank websites, there is still confusion.   What are CreditRead more about How To Be Careful With Credit Cards? By Loan Singh[…]

Best Interest Rates Are Here! Introducing Digital Lending

Best Interest Rates Are Here! Introducing Digital Lending

The principal way by which banks earn income is through loans. Loans are typically for fixed terms at fixed rates. Loans are secured with real property or assets. Prepayment penalties are charged if the loan is cleared ahead of tenure. Part of a loan process includes evaluation of the borrowers using credit card history checks.Read more about Best Interest Rates Are Here! Introducing Digital Lending[…]

5 Asset Classes Explained! 1st One Is The Most Common

5 Asset Classes Explained! 1st One Is The Most Common

The starting point to all investment decisions depends on your understanding of the investment options or asset classes you may want to consider. What are Asset Classes? The concept of Asset Classes is tough to understand because assets and their classes come with varied degrees of market behavior, tenure and value. Typically, an ‘Asset’ isRead more about 5 Asset Classes Explained! 1st One Is The Most Common[…]