5 Smart And Easy Ways To Boost Your Credit Bureau Score

5 Smart And Easy Ways To Boost Your Credit Bureau Score

Introduction In India there are 4 credit information bureaus licensed by Reserve Bank of India: CIBIL, Experian, Equifax and Highmark. The credit bureau, which maintains credit information of individuals sourced from banks and other financial institutions, generates a credit bureau score and a credit report. The credit bureau score is a reflection of your monthlyRead more about 5 Smart And Easy Ways To Boost Your Credit Bureau Score[…]

3 Things To Know About Disputing Errors In Your Credit Bureau Report

3 Things To Know About Disputing Errors In Your Credit Bureau Report

Introduction In a 4 Step Guide To Errors In Your Credit Bureau Report you read about Credit Bureaus, what affects your credit bureau report and why it is important to maintain a positive credit history. We now look at the errors or mistakes that creep onto our credit bureau report and how you can resolveRead more about 3 Things To Know About Disputing Errors In Your Credit Bureau Report[…]

Financial Emergency In Our Personal Life! 3 Point Analysis

Financial Emergency In Our Personal Life! 3 Point Analysis

Introduction Life in itself is all about change. Some changes that happen in your personal life are planned and embraced, whereas some that are not planned leave you with mixed feelings. A leak in the roof due to incessant rains can delay you to office. A health hazard can derail your financial planning goals. YouRead more about Financial Emergency In Our Personal Life! 3 Point Analysis[…]

8 Personal Finance Management Tips To Ensure Timely EMI Payments

8 Personal Finance Management Tips To Ensure Timely EMI Payments

Introduction Personal finance management refers to the efficient and effective management of your money or funds. The purpose of personal financial management is to plan, organize, direct and control your financial activities in such a way that you manage your income proactively rather than reactively. It allows you to accomplish monthly tasks such as regularRead more about 8 Personal Finance Management Tips To Ensure Timely EMI Payments[…]

Paperless Personal Loan! 3 Things You Should Know

Paperless Personal Loan! 3 Things You Should Know

  Introduction With the term ‘cashless’ taking center stage in India’s financial circles since December’s Demonetization, the spillover effect can be seen on personal finance in the form of paperless personal loans. But, what is a paperless personal loan? A paperless personal loan is a digital financial transaction in which one party (lender) agrees toRead more about Paperless Personal Loan! 3 Things You Should Know[…]

4 Advantages Digital Lending Offers Over Traditional Options Like Banks

4 Advantages Digital Lending Offers Over Traditional Options Like Banks

  Introduction Digital lending although existent in India for close to a decade now consists of money lending through online platforms or digital lending platform apps. Digital lending platforms rely exclusively on technology to perform credit evaluation and authentication. Digital lending provides a superb opportunity for underserved credit starved salaried professionals. Even in today’s times,Read more about 4 Advantages Digital Lending Offers Over Traditional Options Like Banks[…]

3 Reasons Why Personal Finance Is Important For Salaried Professionals

3 Reasons Why Personal Finance Is Important For Salaried Professionals

  Introduction Personal Finance is the consistent management and improvement of your personal funds over the years. In doing so, you need to keep in mind financial risks and future life events such as wedding, purchase of a car or home. You have to look at your preference for varied financial products such as bankRead more about 3 Reasons Why Personal Finance Is Important For Salaried Professionals[…]

4 Reasons Banks Reject Your Personal Loan Application

4 Reasons Banks Reject Your Personal Loan Application

  Introduction Personal loans are unsecured loans typically used to meet immediate financial needs. An unsecured loan does not require collateral or mortgage to avail of it either with banks or digital lending platforms.  Since no collateral is required, banks levy higher interest rates to mitigate risk of default. Being a good option for convenientRead more about 4 Reasons Banks Reject Your Personal Loan Application[…]

Money Management Roadblocks & 3 Ways You Can Avoid It

Money Management Roadblocks & 3 Ways You Can Avoid It

Introduction Money management is all about budgeting, saving, investing, spending and keeping track of all of these. It also includes tracking of banking activities like withdrawals you make, monthly statements of credit card bill etc. Money management shows us our spending patterns which helps us to gauge which are the expenses or purchases that doRead more about Money Management Roadblocks & 3 Ways You Can Avoid It[…]

Full Documents Checklist for Personal Loans in Banks

Full Documents Checklist for Personal Loans in Banks

Personal loans are unsecured loans that are issued and supported only by the borrower’s creditworthiness rather than by collateral. You are allotted a loan based on your personal capability to repay the EMIs every month. The process to apply for a personal loan at banks involve providing a long list of documents and a healthyRead more about Full Documents Checklist for Personal Loans in Banks[…]

5 Financial Mistakes We As Millennials Make Nowadays

5 Financial Mistakes We As Millennials Make Nowadays

In the year 1991 Neil Howe and William Strauss coined the term ‘Millennial’ to address the current generation. They chose to call it Millennial because their research showed that this generation would be drastically different than the one before and therefore needed a distinct name. Millennials in general are anyone who has graduated from college,Read more about 5 Financial Mistakes We As Millennials Make Nowadays[…]