Budget 2018 – Does it play second fiddle to GST or not?

Budget 2018 – Does it play second fiddle to GST or not?

Introduction On the 1st of July 2017, the country awoke to the implementation of the Goods & Service Tax (aka GST). Despite a lot of confusion about its principles and impact, we aligned our economic point of views towards it. Words such as ‘inflation’, ‘GDP’, ‘economic sector’, etc. were thrown around in polls, interviews andRead more about Budget 2018 – Does it play second fiddle to GST or not?[…]

KYC or ‘Know Your Customer’ – Understanding its Importance

KYC or ‘Know Your Customer’ – Understanding its Importance

Introduction  The purpose and implementation of complete KYC documentation was at its peak during the end of 2017. Banks, agents and even telecom companies put out alerts to their respective customers urging them to become fully KYC compliant. Many salaried individuals had to get this done to comply with RBI’s norms pertaining to KYC. WithRead more about KYC or ‘Know Your Customer’ – Understanding its Importance[…]

Credit Bureau Report Errors – What are they? And how to rectify them?

Credit Bureau Report Errors – What are they? And how to rectify them?

Introduction A topic of confusion, and discussion alike, a credit bureau report is a month-on-month record of your loan related EMI payments (personal loans, home loans, automobile loans, and overdraft facilities), credit card bill payments, etc. The report can be requested by you or a credit provider (usually when you have applied for a loanRead more about Credit Bureau Report Errors – What are they? And how to rectify them?[…]

Credit Card Closure – How to do it? and 7 Things To Keep In Mind!

Credit Card Closure – How to do it? and 7 Things To Keep In Mind!

Introduction Being part of a millennial generation, our spending has slowly enveloped new-age expenses such as Netflix or an Amazon Prime subscription. We love buying new handsets and selling-off the older ones. Catering to such expenses requires us to plan our monthly income in a smarter way. Some of us own more than one creditRead more about Credit Card Closure – How to do it? and 7 Things To Keep In Mind![…]

6 Cryptocurrencies Around The World That Are Not Bitcoin

6 Cryptocurrencies Around The World That Are Not Bitcoin

Introduction In the last few days, we have seen a deluge of activity regarding Cryptocurrencies. A lot has already been written about it by finance experts and bloggers, alike. Some finance analysts ravel about its emergence; while banks, governments and financial circles are looking over their shoulders, keeping track on its recent developments. Being aRead more about 6 Cryptocurrencies Around The World That Are Not Bitcoin[…]

Credit Card Loan – How is it different from a Personal Loan?

Credit Card Loan – How is it different from a Personal Loan?

Introduction A loan is a financial tool that helps salaried individuals to get out of a financial emergency or to spend on a celebratory occasion. This is the impact of credit in our lives. Each month, Loan Singh’s digital lending platform receives thousands of applications from salaried individuals for a personal loan. Gone are theRead more about Credit Card Loan – How is it different from a Personal Loan?[…]

Personal Loan Rejection – Loan Singh Gives You 5 Tips To Avoid One

Personal Loan Rejection – Loan Singh Gives You 5 Tips To Avoid One

Introduction 2017 saw the number of applications on Loan Singh sky rocket to an all-time high. Yes! It was that fervent. Although many of you have benefited enormously by getting personal loans, we also have had to reject some loan applications. This was obviously because they would not adhere to our approval criteria. Through thisRead more about Personal Loan Rejection – Loan Singh Gives You 5 Tips To Avoid One[…]

Credit Bureau Report – An Easy To Understand Loan Singh Guide

Credit Bureau Report – An Easy To Understand Loan Singh Guide

Introduction It’s been close to 2 years that the Loan Singh Blog started posting 1 article per day. That’s quite efficient considering most finance blogs post an article a week (supposedly). So what can you find in our finance blog? Articles on topics such as Credit Cards, GST, Bitcoin, KYC, Aadhaar, Income Tax (let MarchRead more about Credit Bureau Report – An Easy To Understand Loan Singh Guide[…]

Digital Lending Documentation – Breaking The Offline Shackles

Digital Lending Documentation – Breaking The Offline Shackles

Introduction Taking care of documents is a subconscious habit that goes back centuries. Birth certificate, ration card, house/rent document, curriculum vitae, telephone bill (especially during the days of Beetel), electricity bill and election card. We bet every head of the household possessed a folder or punch file with all the originals. As kids growing up,Read more about Digital Lending Documentation – Breaking The Offline Shackles[…]

Credit Score Tips By Loan Singh To Boost Your Loan Approval Chances

Credit Score Tips By Loan Singh To Boost Your Loan Approval Chances

Introduction Wow! So you are getting married next week or planning on a honeymoon. That’s so awesome! But do you have the funds or are you mulling over the idea to apply for a personal loan?  Better yet, you can apply for an online personal loan from a digital lending platform such as Loan Singh.Read more about Credit Score Tips By Loan Singh To Boost Your Loan Approval Chances[…]