UPI (United Payments Interface) – Understanding its features and facets

UPI (United Payments Interface) – Understanding its features and facets

Introduction After ‘Amazon’s UPI payment acceptance’, we now have WhatsApp allowing payments via UPI.  The e-commerce major now allows customers to register via a UPI enabled smartphone. Payments can be made on Amazon using the customer’s respective UPI ID. This payment method is available via the Amazon mobile app and for values up to Rs.10,000Read more about UPI (United Payments Interface) – Understanding its features and facets[…]

The Role of Budgeting in Prompt EMI Repayments

The Role of Budgeting in Prompt EMI Repayments

Introduction Budgeting is an exercise that can improve your financials. Why is Loan Singh concerned with ‘Budgeting’? It’s because we are a digital lending platform and we provide an online personal loan to salaried individuals based on the assurance of the EMIs being repaid on time. If your application is approved with Loan Singh, thenRead more about The Role of Budgeting in Prompt EMI Repayments[…]

Loan Singh Answers – What is an Emergency Loan?

Loan Singh Answers – What is an Emergency Loan?

Introduction Emergency is defined as a ‘serious, unexpected and often dangerous situation that requires immediate action’. Well, with banks, you can forget about the immediate action bit. What you need is source of funds that lets you avail quick cash to pay off in case in of emergencies. 3 scenarios where an Emergency Loan isRead more about Loan Singh Answers – What is an Emergency Loan?[…]

Loan Singh Lists – 8 Personal Loan Rejection Reasons You Could Face

Loan Singh Lists – 8 Personal Loan Rejection Reasons You Could Face

Introduction Rejections are a part of our lives. There are plenty of rejections that we face on a regular basis. These include rejection of a work visa, rejection of credit, etc. These rejections can hurt, but we as salaried individuals need to grow over these and keep moving forward. Loan Singh’s digital lending platform garnersRead more about Loan Singh Lists – 8 Personal Loan Rejection Reasons You Could Face[…]

Loan Singh Explains – The Purpose of Payments Bank in India

Loan Singh Explains – The Purpose of Payments Bank in India

Introduction In the middle of September 2017, the Airtel Payments Bank announced its integration with United Payments Interface (UPI). This made Airtel Payments Bank the first of its kind to integrate with UPI. We get many queries related to payments bank and today we plan to answer each of those. Loan Singh is a digitalRead more about Loan Singh Explains – The Purpose of Payments Bank in India[…]

Loan Singh Special – Second-hand Car Personal Loan

Loan Singh Special – Second-hand Car Personal Loan

Introduction Second-hand Car Personal Loan is a category under personal loans (available at Loan Singh), specifically for buying a used car. This is a common purpose selected by our borrowers when applying for an online personal loan at Loan Singh. Through this piece we will discuss the advantages of second-hand cars over brand new onesRead more about Loan Singh Special – Second-hand Car Personal Loan[…]

Loan Singh Answers – “Tell Me About Yourself” (Who is Loan Singh?)

Loan Singh Answers – “Tell Me About Yourself” (Who is Loan Singh?)

Introduction Aren’t you frustrated with traditional banking processes across the country? Traveling personally to apply for credit, providing lengthy documentation, and running to multiple counters. Add to this the delay in approvals and disbursement. These pain points are suffered by so many salaried individuals, that it acted as a catalyst for Goa based Fintech, SeynseRead more about Loan Singh Answers – “Tell Me About Yourself” (Who is Loan Singh?)[…]

Loan Singh Explains – Are you a credit bureau defaulter?

Loan Singh Explains – Are you a credit bureau defaulter?

Introduction Are you not making your EMI repayments on time? Do you procrastinate the payment against your Credit Card statement? These practices can easily pull your credit score down, it will not exactly put your name on a ‘Defaulter’s List’ (there is no ‘Defaulter’s List’ at a credit bureau). But, in the eyes of theRead more about Loan Singh Explains – Are you a credit bureau defaulter?[…]

Loan Singh Tip-Offs – 6 Tips to Remember for Smart Credit Card Usage

Loan Singh Tip-Offs – 6 Tips to Remember for Smart Credit Card Usage

Introduction Credit Cards are everywhere. Some of us love them, while some loathe them. Almost all of our salaried borrowers, who are currently cycling an online personal loan with Loan Singh, possess credit cards. Being prompt with Credit Card payments is a different responsibility altogether. Credit Cards are a fantastic financial product that help youRead more about Loan Singh Tip-Offs – 6 Tips to Remember for Smart Credit Card Usage[…]

Loan Singh’s Weekly Special – Personal Financial Management

Loan Singh’s Weekly Special – Personal Financial Management

Introduction Financial Management, Pfft! You already know everything about it, right? Salaried individuals need no introduction to management of their personal finances. If the bills are paid on time and there is spare cash, at the end of the month, it is perfect right? It is good to have spare cash by the end ofRead more about Loan Singh’s Weekly Special – Personal Financial Management[…]

Loan Singh Explains – Online Personal Loan Rejection

Loan Singh Explains – Online Personal Loan Rejection

Introduction Being an online personal loan facilitator, we reject a few applications each day. Loan Singh is very rigid in its loan application process because we want to ensure that deserving but under-served individuals are able to avail an online personal loan. There are many reasons for your application to get rejected. Incorrect bank statementRead more about Loan Singh Explains – Online Personal Loan Rejection[…]

Loan Singh’s Weekly Special – All You Need to Know about Credit Card

Loan Singh’s Weekly Special – All You Need to Know about Credit Card

Introduction Last week’s Loan Singh blog piece on ‘Credit Card Safety’ helped us garner a good deal of visitors who learned about how to be careful with their credit cards. This week’s special will cover everything you need to know about Credit Cards. We will learn about a Credit Card’s purpose as a financial toolRead more about Loan Singh’s Weekly Special – All You Need to Know about Credit Card[…]