8 Personal Finance Management Tips To Ensure Timely EMI Payments

8 Personal Finance Management Tips To Ensure Timely EMI Payments

Introduction Personal finance management refers to the efficient and effective management of your money or funds. The purpose of personal financial management is to plan, organize, direct and control your financial activities in such a way that you manage your income proactively rather than reactively. It allows you to accomplish monthly tasks such as regularRead more about 8 Personal Finance Management Tips To Ensure Timely EMI Payments[…]

Paperless Personal Loan! 3 Things You Should Know

Paperless Personal Loan! 3 Things You Should Know

  Introduction With the term ‘cashless’ taking center stage in India’s financial circles since December’s Demonetization, the spillover effect can be seen on personal finance in the form of paperless personal loans. But, what is a paperless personal loan? A paperless personal loan is a digital financial transaction in which one party (lender) agrees toRead more about Paperless Personal Loan! 3 Things You Should Know[…]

3 Saving Tips To Ensure You Don’t Miss A Personal Loan EMI

3 Saving Tips To Ensure You Don’t Miss A Personal Loan EMI

  Introduction With credit now easy to get in this millennial generation thanks to digital lending platforms, we really need to understand the purpose of saving money. This is because if are not saving each month, a financial emergency could leave you with no spare funds for your next EMI payment. Inability to pay theRead more about 3 Saving Tips To Ensure You Don’t Miss A Personal Loan EMI[…]

7 Credit Card Charges You Should Know About While Applying

7 Credit Card Charges You Should Know About While Applying

Introduction A new credit card comes with a credit limit that depends on your credit history and current financials. To maintain a positive credit history you will need to be prompt in your bill payments and not spend over the credit. Go through the terms and conditions of the card to understand the quantum ofRead more about 7 Credit Card Charges You Should Know About While Applying[…]

4 Advantages Digital Lending Offers Over Traditional Options Like Banks

4 Advantages Digital Lending Offers Over Traditional Options Like Banks

  Introduction Digital lending although existent in India for close to a decade now consists of money lending through online platforms or digital lending platform apps. Digital lending platforms rely exclusively on technology to perform credit evaluation and authentication. Digital lending provides a superb opportunity for underserved credit starved salaried professionals. Even in today’s times,Read more about 4 Advantages Digital Lending Offers Over Traditional Options Like Banks[…]

3 Reasons Why Personal Finance Is Important For Salaried Professionals

3 Reasons Why Personal Finance Is Important For Salaried Professionals

  Introduction Personal Finance is the consistent management and improvement of your personal funds over the years. In doing so, you need to keep in mind financial risks and future life events such as wedding, purchase of a car or home. You have to look at your preference for varied financial products such as bankRead more about 3 Reasons Why Personal Finance Is Important For Salaried Professionals[…]

4 Reasons Banks Reject Your Personal Loan Application

4 Reasons Banks Reject Your Personal Loan Application

  Introduction Personal loans are unsecured loans typically used to meet immediate financial needs. An unsecured loan does not require collateral or mortgage to avail of it either with banks or digital lending platforms.  Since no collateral is required, banks levy higher interest rates to mitigate risk of default. Being a good option for convenientRead more about 4 Reasons Banks Reject Your Personal Loan Application[…]