Butterflies in your stomach? Relax! It’s only natural. Getting married is quite a responsibility. Not only does it involve good planning and arrangements, you also need to have the required funds to pull-off your dream wedding. You need to look your best to give your family, friends and guests, a moment to remember. Some of our borrowers apply for an online personal loan for the purpose of wedding (or marriage). And as the December-April wedding season gets closer, we are giving you a checklist to ensure you don’t forget anything to celebrate your special moment.
Funding your dream wedding
Many of you would prefer a destination wedding in Goa. A beach wedding in Goa is not just in vogue, it has also played as the backdrop for Chetan Bhagat’s novel named ‘One Indian Girl’.
We will get to the wedding planning in a bit. The first thing to think of is the cash required. Do you have the money to celebrate your dream wedding? Do you have savings? Do you plan to borrow?
“Let’s plan a low-key wedding”, said no couple ever. A wedding is such an event in people’s lives that they want it to be the best. The best dress, the best venue, the best music, the best food, etc. But, to have the best wedding (destination or weekend); one has to shell out good amount of money. The costs include booking the venue, choosing the food & drinks based on the headcount, booking the music/band, the bride and groom’s attires, jewelry and, of course, the honeymoon package.
Borrowing is a great idea. You cannot borrow from friends or colleagues. A good wedding, with all the best elements, will come to an expense of close to INR 5 Lakhs. For salaried individuals, who are also responsible with their credit obligations, Loan Singh provides an online personal loan for wedding/marriage. All you need is your PAN card, Aadhaar, Address Proof and 6 Months Bank Statement.
Loan Singh’s Application Process
Not only is personal loan the best alternative for quick funds, Loan Singh’s quick and easy application process also helps you get the funds you need for any financial emergency. The process to get an easy and quick loan is mentioned below:
Get started page – Select ‘PERSONAL LOAN’ from the drop-down for ‘Loan Type’ and enter the loan amount with the desired repayment tenure.
Registration page – Add your contact number, personal email ID and corporate email ID
Social authorization – Connect your Facebook, Google+ and LinkedIn profiles for discounted rates
Profile page – Fill in your name, gender, father’s name, number of dependents and PAN Details. We use your PAN Card Number to check your Credit Score and as a KYC document.
Address page – Choose your type of residence; mention your street address, city, state and pin code.
Job profile page – Mention your current designation, total work experience, company name, highest qualification, last institution attended and monthly salary.
Financials page – Upload your latest 6 months bank statement from your computer, your GMail account or connect your net-banking account.
Auto debit page – Provide permissions to your bank name, account number and IFSC code so that Loan Singh can auto debit the EMI amount from your account every month. This way you don’t need to set reminders or miss-out on any loan EMI repayments.
Planning your dream wedding
This is a checklist of things you must remember when you have decided that it’s time to tie the knot.
Choose a date
Yes! it’s that simple. The Final Countdown to your dream day. See if the date falls on a weekend. It’s a bonus if it’s a holiday on the following day; as the guests can hang around till the very end – dancing their shoes off.
Set a budget
It is obvious that your special day should have everything to its absolute best. It is wise to discuss the expenses with your family as well as the spouse’ family to find the right balance between opulent and grand. Keep in mind you will also have to go on a honeymoon, and maybe purchase some home appliances to get your dream home ready. So, get an understanding of what would be the Money! Money! Money! needed and then approach Loan Singh for an online personal loan for your wedding.
Prepare a guest list
An important element for any wedding is the invitees. Take a time out to prepare a guest list. Close friends, family, colleagues, neighbors, relatives, etc. Do not forget to include yourself and immediate family members to the list of guests; as catering is always counted based on the number of heads. Have a fair idea of how many would actually say “I ‘ll be there for you” so that you can also plan out the required number of takeaways.
Side note: If guests are expected to arrive from out-station, then arrange for their stay. It may not be Hotel California, but you will want to ensure your guests are comfortable. Check bulk hotel booking options. You may also need to organize transport. Your friends’ cars could come handy.
Book the venue
You can Google for the most prominent wedding halls or venues in your town, and find out the availability on the selected date. Make sure the venue is closer to airports, railway stations, etc. to make sure guests can easily make it to the event. Take your guests’ breath away by choosing an awesome wedding theme color, décor and lighting. Also think about smoke machines, selfie booths, and other ‘hip’ ideas you have to make the wedding awesome.
Seek a wedding coordinator
If you can afford it, then it is wise to hire a Wedding Coordinator to help you keep track of all the wedding related activities. If not, then set reminders on your calendar and use this article as a reference point to see which tasks are pending.
Hire a good caterer
Keep in mind that you will have guests who would be dining on vegetarian and non-vegetarian dishes, both. So, ask the caterer to maintain the right balance between dishes. It is never good to have food or drinks fall short during the special day; so, order the food in slight excess. Also keep an eye out for freeloaders and wedding crashers who could wander in for some freebies. Ask the venue manager to keep an eye for such people.
Book a photographer/videographer
It is wiser to book both photographer and videographer from the same agency or company. You can save more compared to hiring them individually. You don’t want dull or poor quality, low-end memories of your super day. Look at their recent work and then book them.
Select a good band or DJ
Remember, your reputation is at stake. Take a look at the playlist in advance. You don’t want a wrong number popping up during a dance with your spouse. Book them in advance to avoid settling for second best. Finalize the playlist, well in advance.
Purchase the attire
The dress, suit, lehenga or sherwani are to be selected, or stitched, carefully. Ladies, the jewelry is as important as the attire. It is your special day and you have to look like one in a million. It’s going to be the event of your life. And you must look your best. Shop for all those clothes you will need for all those occasions and for your honeymoon, as well.
Minor pointers to remember
- Do not forget the beautician. For men it would be someone from the salon. You can’t look like Edward Scissorhands on your wedding day.
- The wedding rings or exchange gifts have to be purchased and someone must be given responsibility to take care of these.
- A Master of Ceremony keeps the proceedings very structured and also helps to cut in when the wedding speech gets a little prolonged.
- Print a simple invitation card. Remember those cards will be of no use to your invitees once your wedding is done. So, be wise in not overdoing it with much razzmatazz.
Lastly, enjoy your special day. You have worked hard for this and you deserve to enjoy every moment of this. You have done your best and will be surrounded by the best people you know.
How was the experience of planning your dream wedding? Did we miss out on anything? We would love to hear from you. Do share in the comments section below.